72 Pine Circle Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 72 Pine Circle Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,805 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Apr 2024)
Tax Bill	$4,942 (2025)
Deeds & Mortgages	Apr 2024 Sale Jan 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00270-0330`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00270-0330`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,805 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	72 PINE CIRCLE DR
City	PALM COAST
State	FL
Zip	32164-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BL 27 LOT 33 OR 529 PG 1834 OR 933 PG 821-DC OR 1387 PG 692 OR 1712/1567 OR 2457/1987
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	27
Legal Lot Number	33
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1012
Census Tract	60213

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer OS NATIONAL LLC
Jan 2, 2024	Warranty Deed, Transfer OS NATIONAL LLC
Jun 8, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Jul 2, 2020	Loan Modification, Mortgage FIFTH THIRD BK NA
Jul 13, 2020	Warranty Deed, Transfer HB TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Jan 2, 2024 · Amount on Record
Deed Document Number	202415280
Deed Book / Page	2861 / 237
Prior Transfer Date	Oct 14, 2005
Prior Transfer Doc	0013870691
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 12, 2024
Property Address	72 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number	0028610237
Book / Page	2861 / 237
Map Reference	MB 9 PG 20-35
Instrument Date	Mar 25, 2024
Instrument	2024015280
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,009.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 PINE CIRCLE DR, PALM COAST, FL 32164-7044

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 2, 2024
Property Address	72 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number	0028370110
Book / Page	2837 / 110
Map Reference	MB 9 PG 20-35
Instrument Date	Dec 22, 2023
Instrument	2024000111
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,992.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5400 S WILLIAMSON BLVD BLDG 8, 8, PORT ORANGE, FL 32128-3702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 8, 2021
Property Address	72 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number	0025710238
Book / Page	2571 / 238
Map Reference	MB 9 PG 20-35
Instrument Date	Jun 4, 2021
Instrument	2021031383
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2023
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 PINE CIRCLE DR, PALM COAST, FL 32164-7044

Mortgage

Document Number	0002571240
Date	Jun 8, 2021
Instrument	2571/240

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	72 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number	0024571989
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	HB TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0024571989
Date	Jul 13, 2020
Book Page	002457/001989
Instrument	26442

Lender

Name	FIFTH THIRD BK NA
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 13, 2020
Property Address	72 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number	0024571987
Book / Page	002457 / 001987
Instrument Date	Jun 18, 2020
Instrument	26441
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$147.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,942.00 (-0.86%)	$271,936 (-0.13%) Land $53,000 Building $218,936	$271,936 (-0.13%) Land $53,000 Building $218,936
2024	$4,985.00 (+17.21%)
2023	$4,253.00 (+0.66%) Homeowner's exemption	$272,295 (+2.85%) Land $42,000 Building $230,295	$272,295 (+2.85%) Land $42,000 Building $230,295
2022	$4,225.00 Homeowner's exemption	$264,750 Land $44,000 Building $220,750	$264,750 Land $44,000 Building $220,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures