Westchester County and Lewisboro Town property record for 76 E Ridge Rd, Waccabuc, NY 10597
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5,202 sqft · built 1957 |
| Lot Size | 4.21 acres (183,388 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $5,400,000 (Jun 2025) |
| Tax Bill | $51,491 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10812-017 |
| Primary APN | 10812-017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 5,202 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 183,388 sqft (4.21 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 10812-017 |
|---|---|
| Street Address | 76 E RIDGE RD |
| City | WACCABUC |
| State | NY |
| Zip | 10597-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 17- |
| Legal Lot Number | 2.5 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | LEWISBORO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waccabuc Historic District listed 2015 · 81 contributing resources · NRIS 15000236 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
76 E Ridge Rd is held in a trust since June 2025.
Source: Westchester County and Lewisboro Town records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 321 BROADWAY, 300, SARATOGA SPRINGS, NY 12866-4265 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 5, 2020 | Grant Deed, Transfer THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on File |
| Deed Sale | Jun 16, 2025 · Amount on File |
| Prior Sale | Mar 5, 2020 · Amount on File |
| Deed Document Number | 20253347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 76 E RIDGE RD, WACCABUC, NY 10597-1201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 3711 KENNETT PIKE, WILMINGTON, DE 19807-2155 |
| Document Number | 0653033261 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 653033261 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 5, 2020 |
| Property Address | 76 E RIDGE RD, WACCABUC, NY 10597-1201 |
| Document Number | 0600483083 |
| Book / Page | 060048 / 003083 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 EAST ST SOUTH SALEM NY 105902622, SOUTH SALEM, NY 10590-2622 |
The 2026 property tax bill for 76 E Ridge Rd was $51,491, up 318% from the year before.
Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Lewisboro Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,491.00 (+318.05%) | ||
| 2025 | $12,317.00 | $313,200 (+157.35%) Land $37,300 Building $275,900 | $4,995,215 (+163.51%) Land $594,896 Building $4,400,319 |
| 2024 | $121,700 (+33.15%) Land $37,300 Building $84,400 | $1,895,639 (+44.77%) Land $580,997 Building $1,314,642 | |
| 2023 | $91,400 Land $37,300 Building $54,100 | $1,309,456 Land $534,384 Building $775,072 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 76 E Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2007–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 E Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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