Westchester County and Lewisboro Town property record for 81 E Ridge Rd, Waccabuc, NY 10597
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,766 sqft · built 1981 |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,160,000 (Jun 2018) |
| Tax Bill | $38,154 (2026) |
| Deeds & Mortgages | Jun 2018 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 10803-053 |
| Primary APN | 10803-053 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 2,766 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 98,446 sqft (2.26 acres) |
| Porch | Screened Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 10803-053 |
|---|---|
| Street Address | 81 E RIDGE RD |
| City | WACCABUC |
| State | NY |
| Zip | 10597-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Block | 53- |
| Legal Lot Number | 2.5 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | LEWISBORO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 12502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waccabuc Historic District listed 2015 · 81 contributing resources · NRIS 15000236 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
81 E Ridge Rd is owned by two individuals who bought it in June 2018.
Source: Westchester County and Lewisboro Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | E RIDGE RD, WACCABUC, NY 10597 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on File |
| Deed Sale | Jun 15, 2018 · Amount on File |
| Prior Sale | Feb 18, 2014 · Amount on File |
| Deed Document Number | 2018581523438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 15, 2018 |
| Property Address | 81 E RIDGE RD, WACCABUC, NY 10597-1200 |
| Document Number | 0581523438 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 581523438 |
| Transaction Type | Construction Loan |
| Record Updated | May 6, 2022 |
| Title Company | THOROUGHBRED TITLE SERVICE L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 E RIDGE RD, 81, WACCABUC, NY 10597-1200 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 BRUNDIGE DR, GOLDENS BRIDGE, NY 10526-1415 |
| Document Number | 0581653300 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 581653300 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Mar 20, 2044 |
The 2026 property tax bill for 81 E Ridge Rd was $38,154, up 336.2% from the year before.
Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Lewisboro Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,154.00 (+336.25%) | ||
| 2025 | $8,746.00 | $122,100 (-) Land $24,800 Building $97,300 | $1,947,368 (+2.39%) Land $395,534 Building $1,551,834 |
| 2024 | $122,100 (-7.71%) Land $24,800 Building $97,300 | $1,901,869 (+0.34%) Land $386,293 Building $1,515,576 | |
| 2023 | $132,300 Land $24,800 Building $107,500 | $1,895,416 Land $355,301 Building $1,540,115 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 81 E Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2007–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 E Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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