Westchester County and Lewisboro Town property record for 49 E Ridge Rd, Waccabuc, NY 10597
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5,278 sqft · built 1975 |
| Lot Size | 3.59 acres (156,380 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,595,000 (Jan 2008) |
| Tax Bill | $49,373 (2026) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Mar 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 10803-058 |
| Primary APN | 10803-058 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,278 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 156,380 sqft (3.59 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 10803-058 |
|---|---|
| Street Address | 49 E RIDGE RD |
| City | WACCABUC |
| State | NY |
| Zip | 10597-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Block | 58- |
| Legal Lot Number | 2.5 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | LEWISBORO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 12502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waccabuc Historic District listed 2015 · 81 contributing resources · NRIS 15000236 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Westchester County and Lewisboro Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 237, WACCABUC, NY 10597-0237 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF AMERICA NA |
| Mar 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2008 · Amount on Record |
| Deed Sale | Jan 17, 2008 · Amount on Record |
| Deed Document Number | 2008480100041 |
| Prior Transfer Date | Jan 5, 2003 |
| Prior Transfer Doc | 0461040456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 49 E RIDGE RD, WACCABUC, NY 10597-1200 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 7671 PEBBLE CREEK CIR 206, 206, NAPLES, FL 34108-6579 |
| Document Number | 0640723023 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 640723023 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 49 E RIDGE RD, WACCABUC, NY 10597-1200 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SERVICES I |
| Name | Verified Name |
|---|---|
| Address | 7671 PEBBLE CREEK CIR 206, 206, NAPLES, FL 34108-6579 |
| Document Number | 0640723024 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 640723024 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Max Rate | 10.6% |
Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Lewisboro Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,373.00 (+1,289.22%) | ||
| 2025 | $3,554.00 | $158,000 (-) Land $30,700 Building $127,300 | $2,519,936 (+2.39%) Land $489,633 Building $2,030,303 |
| 2024 | $158,000 (-) Land $30,700 Building $127,300 | $2,461,059 (+8.72%) Land $478,193 Building $1,982,866 | |
| 2023 | $158,000 Land $30,700 Building $127,300 | $2,263,610 Land $439,828 Building $1,823,782 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2007–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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