Worcester County and Holden Town property record for 76 Cedar Rd, Holden, MA 01520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,446 sqft · built 1977 |
| Lot Size | 1.16 acres (50,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,000 (Jul 1984) |
| Tax Bill | $7,293 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:245 B:22 |
| Primary APN | HOLD M:245 B:22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| Gross Area | 3,258 sqft |
| 1st Floor Area | 1,446 sqft |
| Basement Area | 575 sqft |
| Unfinished Basement | 244 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,890 sqft (1.16 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4342 |
|---|---|
| Street Address | 76 CEDAR RD |
| City | HOLDEN |
| State | MA |
| Zip | 01520-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 22 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 728200 |
Source: Worcester County and Holden Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 76 CEDAR RD, HOLDEN, MA 01520-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 1984 · Amount on Record |
| Deed Sale | Jul 27, 1984 · Amount on Record |
| Deed Book / Page | 8295 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Sep 3, 2026 |
| Property Address | 76 CEDAR RD, HOLDEN, MA 01520-1703 |
| Document Number | 0000077349 |
| Book / Page | 74125 / 73 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202677349 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 76 CEDAR RD, HOLDEN, MA 01520-1703 |
| Document Number | 0000077349, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 74125/73 |
| Instrument | 202677349 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,293.00 (+5.5%) | $541,000 (+8.46%) Land $228,700 Building $312,300 | $515,032 (+10.6%) |
| 2025 | $6,913.00 (+0.77%) | $498,800 (+2.89%) Land $217,800 Building $281,000 | $465,690 |
| 2024 | $6,860.00 (+5.83%) | $484,800 (+12.12%) Land $211,600 Building $273,200 | |
| 2023 | $6,482.00 | $432,400 Land $183,800 Building $248,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Netafy.
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