58 Cedar Rd, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 58 Cedar Rd, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,119 sqft · built 1977
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Sep 2016)
Tax Bill	$5,723 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:245 B:19`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:245 B:19`
Alternative APNs	`M:00245 P:00019` `10684`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,119 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	1,119 sqft
Basement Area	552 sqft
Unfinished Basement	252 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10684
Street Address	58 CEDAR RD
City	HOLDEN
State	MA
Zip	01520-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	19
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	4
Census Block	4010
Census Tract	728200

Owner

Source: Worcester County and Holden Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58 CEDAR RD, HOLDEN, MA 01520-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION FEDERAL CREDIT UNION
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
Dec 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2016 · Amount on Record
Deed Sale	Sep 7, 2016 · Amount on Record
Prior Sale	Jul 31, 2009 · Amount on Record
Deed Document Number	2016100368
Deed Book / Page	55929 / 144
Transfer Doc	58131-175
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Recording Date	Jun 16, 2026
Property Address	58 CEDAR RD, HOLDEN, MA 01520-1703
Document Number	0000048651
Book / Page	73725 / 224
Instrument Date	Jun 11, 2026
Instrument	202648651
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 CEDAR RD, HOLDEN, MA 01520-1703

Mortgage

Document Number	0000048651,
Date	Jun 16, 2026
Book Page	73725/224
Instrument	202648651

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.36%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	58 CEDAR RD, HOLDEN, MA 01520-1703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64030-325
Date	Dec 21, 2020
Book Page	64030/325
Instrument	158865

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Dec 1, 2017
Property Address	58 CEDAR RD, HOLDEN, MA 01520-1703
Document Number	58131-175
Book / Page	058131 / 000175
Instrument Date	Nov 8, 2017
Instrument	20
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 CEDAR RD HOLDEN MA 015201703, HOLDEN, MA 01520-1703

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,723.00 (+2.77%)	$412,900 (+4.9%) Land $154,800 Building $258,100	$438,330
2024	$5,569.00 (+5.45%)	$393,600 (+11.72%) Land $150,300 Building $243,300
2023	$5,281.00	$352,300 Land $130,700 Building $221,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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