7591 Gates Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 7591 Gates Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,495 sqft · built 1993
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Feb 2023)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0138-0130`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0138-0130`
Alternative APNs	`00235276` `235276`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,495 sqft Living Area
1st Floor Area	1,512 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	100 ft deep x 91 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00235276
Street Address	7591 GATES CIR
City	SPRING HILL
State	FL
Zip	34606-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 138 LOT 13
Legal Range	17E
Legal Township	23S
Legal Section	27
Legal Subdivision	SPRING HILL UN 4
Legal Block	138
Legal Lot Number	13
Legal Unit	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1016
Census Tract	41402

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7591 GATES CIR, SPRING HILL, FL 34606-5215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Warranty Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC
Jun 23, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 15, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 15, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Dec 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Jun 23, 2022
Deed Document Number	2023007322
Deed Book / Page	4264 / 1419
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 7, 2023
Property Address	7591 GATES CIR, SPRING HILL, FL 34606-5215
Document Number	0042641419
Book / Page	4264 / 1419
Map Reference	MB 7 PG 87-95
Instrument Date	Jan 30, 2023
Instrument	2023007322
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	RED DOOR TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 BELLE VIEW AVE, TEMPLE TERRACE, FL 33617-7203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7591 GATES CIR, SPRING HILL, FL 34606-5215

Mortgage

Document Number	0042641421
Date	Feb 7, 2023
Instrument	4264/1421

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Mortgage

Document Number	0042641428
Date	Feb 7, 2023
Book Page	4264/1428
Instrument	2023007324

Lender

Name	CELEBRITY HOME LOANS LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 23, 2022
Property Address	7591 GATES CIR, SPRING HILL, FL 34606-5215
Document Number	0041871821
Book / Page	4187 / 1821
Map Reference	MB 7 PG 87-95
Instrument Date	Jun 21, 2022
Instrument	2022048719
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7591 GATES CIR, 7591, SPRING HILL, FL 34606-5215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7591 GATES CIR, SPRING HILL, FL 34606-5215

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7591 GATES CIR, SPRING HILL, FL 34606-5215
Document Number	0037300523
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7591 GATES CIR SPRING HILL FL 346065215, SPRING HILL, FL 34606-5215

Mortgage

Document Number	0037300523
Date	Jul 22, 2019
Book Page	003730/000523
Instrument	45156

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.81%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7591 GATES CIR, SPRING HILL, FL 34606-5215
Document Number	0037300509
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7591 GATES CIR SPRING HILL FL 346065215, SPRING HILL, FL 34606-5215

Mortgage

Document Number	0037300509
Date	Jul 22, 2019
Book Page	003730/000509
Instrument	45155

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.81%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 29, 2017
Property Address	7591 GATES CIR, SPRING HILL, FL 34606-5215
Document Number	0035390058
Book / Page	003539 / 000058
Instrument Date	Dec 20, 2017
Instrument	73083
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7591 GATES CIR SPRING HILL FL 346065215, SPRING HILL, FL 34606-5215

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,950.00 (+389.22%) Additional exemption filed	$246,113 (+210.34%)	$247,106 (+18.37%) Land $37,973 Building $209,133
2023		$79,305 Land $79,305
2022	$603.00		$208,759 Land $34,830 Building $173,929

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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