7560 Gates Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 7560 Gates Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1998
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Dec 2021)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	Dec 2021 Sale May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0201-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0201-0080`
Alternative APNs	`00243711` `243711`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	158 ft deep x 101 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	360 sqft
Porch	Porch
Porch Area	1,548 sqft
Deck Area	240 sqft
Patio Area	940 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00243711
Street Address	7560 GATES CIR
City	SPRING HILL
State	FL
Zip	34606-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 201 LOT 8
Legal Range	17E
Legal Township	23S
Legal Section	27
Legal Subdivision	SPRING HILL UN 4
Legal Block	201
Legal Lot Number	8
Legal Unit	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1014
Census Tract	41402

Owner

7560 Gates Cir is owned and occupied by an individual who bought it in December 2021.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7560 GATES CIR, SPRING HILL, FL 34606-5213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer REPUBLIC LAND AND TITLE INC
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on File
Deed Sale	Dec 9, 2021 · Amount on File
Prior Sale	May 15, 1998
Deed Document Number	2021092954
Deed Book / Page	4097 / 773
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 9, 2021
Property Address	7560 GATES CIR, SPRING HILL, FL 34606-5213
Document Number	0040970773
Book / Page	4097 / 773
Map Reference	MB 7 PG 87-95
Instrument Date	Dec 6, 2021
Instrument	2021092954
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7560 GATES CIR, 7560, SPRING HILL, FL 34606-5213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7560 GATES CIR, SPRING HILL, FL 34606-5213

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7560 GATES CIR, SPRING HILL, FL 34606-5213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE FIRST NATIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034650256
Date	May 1, 2017
Book Page	3465/0256
Instrument	2017024514

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7560 GATES CIR, SPRING HILL, FL 34606-5213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7580 GATES CIR, SPRING HILL, FL 34606-5213

Mortgage

Document Number	0039170997
Date	Nov 25, 2020
Book Page	3917/997
Instrument	2020074275

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Nov 24, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7560 Gates Cir was $3,724 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,724.00 Additional exemption filed	$300,307	$309,301 Land $47,986 Building $261,315
2023		$283,344 (+3.76%) Land $42,325 Building $241,019
2022	$3,702.00 Homeowner's exemption	$273,078 Land $33,197 Building $239,881	$299,478 Land $44,839 Building $254,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7560 Gates Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7560 Gates Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Nearby Properties on Gates Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures