7575 Arroyo Ln, Missoula, MT 59808 Property Records

Missoula County property record for 7575 Arroyo Ln, Missoula, MT 59808

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,590 sqft · built 1996
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Mar 2016)
Tax Bill	$6,758 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R047463`

Property Details

APN / Parcel Number

Primary APN	`R047463`
Alternative APNs	`04-2199-11-3-03-05-0000` `0003113908` `R0474630` `3113908`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,590 sqft Living Area
Gross Area	5,371 sqft
1st Floor Area	1,530 sqft
2nd Floor Area	1,285 sqft
Basement Area	1,530 sqft
Finished Basement	775 sqft
Unfinished Basement	755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	1,026 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	118 sqft
Deck Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	0003113908
Street Address	7340 ARROYO LN
City	MISSOULA
State	MT
Zip	59808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CREST # 2, S11, T13 N, R20 W, LOT 9
Legal Subdivision	COUNTRY CREST # 2
Legal Block	3
Legal Lot Number	9
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3073
Census Tract	206

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7575 ARROYO LN, MISSOULA, MT 59808-5802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA
Jun 23, 2020	Quit Claim Deed, Transfer FIRST SEC BK/MISSOULA
May 30, 2019	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK/MISSOULA
Oct 30, 2018	Deed of Trust, Mortgage FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2016 · Amount on Record
Deed Sale	Mar 18, 2016 · Amount on Record
Prior Sale	Dec 28, 2007 · Amount on Record
Deed Document Number	20164003
Deed Book / Page	958 / 1031
Prior Transfer Date	Dec 3, 2001
Prior Transfer Doc	0006720824
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	7575 ARROYO LN, MISSOULA, MT 59808-5802
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	INSURED TITLE, INSURED TITLES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010540218
Date	Apr 22, 2021
Book Page	1054/218
Instrument	202110288

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank
Address	MISSOULA, MT 59808

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MISSOULA MT
Recording Date	Jun 23, 2020
Property Address	7575 ARROYO LN, MISSOULA, MT 59808-5802
Document Number	0010321271
Book / Page	001032 / 001271
Instrument Date	Jun 12, 2020
Instrument	12441
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	TITLE SERVICES, INC.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7575 ARROYO LN MISSOULA MT 598085802, MISSOULA, MT 59808-5802

Mortgage

Document Number	10320775
Date	Jun 23, 2020
Book Page	001032/000775
Instrument	11945

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	7575 ARROYO LN, MISSOULA, MT 59808-5802
Document Number	0010121389
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7575 ARROYO LN MISSOULA MT 598085802, MISSOULA, MT 59808-5802

Mortgage

Document Number	0010121389
Date	Jun 6, 2019
Book Page	001012/001389
Instrument	7854

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59808

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	7575 ARROYO LN, MISSOULA, MT 59808-5802
Document Number	0010050385
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7575 ARROYO LN MISSOULA MT 598085802, MISSOULA, MT 59808-5802

Mortgage

Document Number	0010050385
Date	Nov 5, 2018
Book Page	001005/000385
Instrument	19769

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Hellgate Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$897,400 (-) Land $217,380 Building $680,020	$897,400 (-) Land $217,380 Building $680,020
2025	$6,758.00 (-5.44%)	$897,400 (+21.78%) Land $217,380 Building $680,020	$897,400 (+21.78%) Land $217,380 Building $680,020
2024	$7,147.00 (-0.06%)
2023	$7,151.00	$736,900	$736,900 Land $194,526 Building $542,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, TDS Telecom.

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