Missoula County property record for 7440 Arroyo Ln, Missoula, MT 59808
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,491 sqft · built 1993 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,292 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0474625 |
| Primary APN | R0474625 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,491 sqft Living Area |
| Gross Area | 4,266 sqft |
| 1st Floor Area | 1,891 sqft |
| Basement Area | 1,891 sqft |
| Finished Basement | 1,600 sqft |
| Unfinished Basement | 291 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 189 sqft |
| Deck Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0003113408 |
|---|---|
| Street Address | 7440 ARROYO LN |
| City | MISSOULA |
| State | MT |
| Zip | 59808-5686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CREST, S11, T13 N, R20 W, LOT 005 |
| Legal Subdivision | COUNTRY CREST |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 206 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7440 ARROYO LN, MISSOULA, MT 59808-5686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 7440 ARROYO LN, MISSOULA, MT 59808-5686 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | TITLE SERVICES, INC., TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0010630223 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 1063/223 |
| Instrument | 202122893 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | 69604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Hellgate Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $732,800 (-) Land $218,280 Building $514,520 | $732,800 (-) Land $218,280 Building $514,520 | |
| 2025 | $5,292.00 (-8.19%) | $732,800 (+23.66%) | $732,800 (+23.66%) Land $218,280 Building $514,520 |
| 2023 | $5,764.00 | $592,600 | $592,600 Land $195,156 Building $397,444 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, TDS Telecom.
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