7570 Co Rd 8, Waterloo, AL 35677 Property Records

Lauderdale County property record for 7570 Co Rd 8, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,215 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Oct 2020)
Tax Bill	$1,059 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-16-0-000-001-001`

Property Details

APN / Parcel Number

Primary APN	`07-05-16-0-000-001-001`
Alternative APNs	`098493` `20354` `98493`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,215 sqft Living Area
1st Floor Area	2,025 sqft
2nd Floor Area	190 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	400 ft deep x 112 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	98493
Street Address	7570 COUNTY ROAD 8
City	WATERLOO
State	AL
Zip	35677-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 AC IN THE SE/4 OF NE/4 SEC 16 T1S R13W
Legal Range	13W
Legal Township	01S
Legal Section	16
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2008
Census Tract	11300

Owner

7570 Co Rd 8 is owned and occupied by two individuals who bought it in October 2020.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7570 COUNTY ROAD 8, WATERLOO, AL 35677-3319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Sep 1, 2020	Quit Claim Deed, Transfer Quitclaim
May 28, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Deed Book / Page	2020 / 59209
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	2020/45313
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 28, 2020
Property Address	7570 COUNTY ROAD 8, WATERLOO, AL 35677-3319
Document Number	2020/59209
Book / Page	2020 / 59209
Instrument Date	Oct 26, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7570 COUNTY ROAD 8, WATERLOO, AL 35677-3319

Mortgage

Document Number	202059211
Date	Oct 28, 2020
Instrument	2020/59211

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 1, 2020
Property Address	7570 COUNTY ROAD 8, WATERLOO, AL 35677-3319
Document Number	2020/45313
Book / Page	2020 / 45313
Instrument Date	Sep 24, 2019
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7570 COUNTY ROAD 8, WATERLOO, AL 35677-3319

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 28, 2020
Property Address	7570 COUNTY ROAD 8, WATERLOO, AL 35677-3319
Document Number	2020/23971
Book / Page	2020 / 23971
Instrument Date	Sep 18, 2019
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7570 COUNTY ROAD 8, WATERLOO, AL 35677-3319

Tax Assessment & Valuation

The 2025 property tax bill for 7570 Co Rd 8 was $1,059 with a homeowner's exemption, up 7.4% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,059.00 (+7.4%) Homeowner's exemption	$31,920 (+6.97%)	$333,320 (+11.85%) Land $51,800 Building $281,520
2024	$986.00 (+0.31%) Homeowner's exemption	$29,840 (+638.61%) Land $4,340 Building $25,500	$298,000 (+5.29%) Land $43,200 Building $254,800
2023	$983.00 (+39.43%) Homeowner's exemption	$4,040 (-80.16%) Land $4,040	$283,020 (+39.08%) Land $40,400 Building $242,620
2022	$705.00 Homeowner's exemption	$20,360	$203,500 Land $33,000 Building $170,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7570 Co Rd 8 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1989–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7570 Co Rd 8 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 8

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