Lauderdale County property record for 8041 Co Rd 8, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,000 sqft · built 2020 |
| Lot Size | 31 acres (1,350,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02-09-0-000-016-000 |
| Primary APN | 07-02-09-0-000-016-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,350,360 sqft (31 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 82627 |
|---|---|
| Street Address | 8041 COUNTY ROAD 8 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 31.86 AC/D 31 AC/C PT OF SW/4 OF SW/4 OF SEC 10 & PT OF S/2 OF SE/4 OF SEC 09 T1S R13W LESS RD ROW |
| Legal Range | 13W |
| Legal Township | 01S |
| Legal Section | 09 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11300 |
8041 Co Rd 8 is owned and occupied by two individuals.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8041 COUNTY ROAD 8, WATERLOO, AL 35677-3386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 8041 COUNTY ROAD 8, WATERLOO, AL 35677-3386 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021/47715 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 2021/47715 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2051 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 8041 Co Rd 8 was $1,268 with a homeowner's exemption, up 6.8% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,268.00 (+6.82%) Homeowner's exemption | $37,820 (+6.48%) | $531,580 (+10.77%) Land $191,400 Building $340,180 |
| 2024 | $1,187.00 (-0.5%) Homeowner's exemption | $35,520 (+844.68%) Land $3,520 Building $32,000 | $479,880 (+4.86%) Land $159,900 Building $319,980 |
| 2023 | $1,193.00 (+56.15%) Homeowner's exemption | $3,760 (-82.89%) Land $3,760 | $457,640 (+75.54%) Land $152,900 Building $304,740 |
| 2022 | $764.00 Homeowner's exemption | $21,980 | $260,700 Land $75,400 Building $185,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8041 Co Rd 8 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1989–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8041 Co Rd 8 is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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