7350 Co Rd 8, Waterloo, AL 35677 Property Records

Lauderdale County property record for 7350 Co Rd 8, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1997
Lot Size	31 acres (1,350,360 sqft)
Owner	Individual Name on File
Last Sale	$294,000 (Feb 2022)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-16-0-000-006-001`

Property Details

APN / Parcel Number

Primary APN	`07-05-16-0-000-006-001`
Alternative APNs	`010533` `23149` `89192`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	1,344 sqft
2nd Floor Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,350,360 sqft (31 acres)
Garage Type	Mixed
Garage Area	3,552 sqft
Parking Spaces	12 Parking Spaces
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	89192
Street Address	7350 COUNTY ROAD 8
City	WATERLOO
State	AL
Zip	35677-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	31 AC/C PT NW/4 OF SE/4 SEC 16 T1S R13W LYING SE OF RD LESS ROW FI 99-251 FR 12
Legal Range	13W
Legal Township	01S
Legal Section	16
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2008
Census Tract	11300

Owner

7350 Co Rd 8 is owned and occupied by an individual who bought it in February 2022.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7350 COUNTY ROAD 8, WATERLOO, AL 35677-3368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Feb 28, 2022	Survivorship Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jan 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Jan 11, 2022 · Amount on File
Deed Document Number	0202210280
Deed Book / Page	2022 / 10280
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	7350 COUNTY ROAD 8, WATERLOO, AL 35677-3368
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/47369
Date	Nov 1, 2018
Book Page	2018/47369

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	7350 COUNTY ROAD 8, WATERLOO, AL 35677-3368
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/38236
Date	Jul 6, 2022
Book Page	2022/38236

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 25, 2032

Interest

Rate Type	Fixed Rate

February 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 28, 2022
Property Address	7350 COUNTY ROAD 8, WATERLOO, AL 35677-3368
Document Number	2022/10280
Book / Page	2022 / 10280
Instrument Date	Jan 17, 2022
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1829 W TANNEHILL DR, FLORENCE, AL 35630-1192

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7350 COUNTY ROAD 8, WATERLOO, AL 35677-3368

Mortgage

Document Number	202210282202210282
Date	Feb 28, 2022
Instrument	2022/10282202210282

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 11, 2022
Property Address	7350 COUNTY ROAD 8, WATERLOO, AL 35677-3368
Document Number	02022/1722
Book / Page	2022 / 1722
Instrument Date	Jan 11, 2022
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1829 W TANNEHILL DR, 1829, FLORENCE, AL 35630-1192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 CO RD 811, FLORENCE, AL 35633

Tax Assessment & Valuation

The 2025 property tax bill for 7350 Co Rd 8 was $1,246 with a homeowner's exemption, up 7.3% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00 (+7.32%) Homeowner's exemption	$37,260 (+6.95%)	$414,860 (+19.21%) Land $217,600 Building $197,260
2024	$1,161.00 (+1.49%) Homeowner's exemption	$34,840 (+125.94%) Land $16,500 Building $18,340	$348,000 (+5.9%) Land $164,700 Building $183,300
2023	$1,144.00 (+100.7%) Homeowner's exemption	$15,420 (+3.77%) Land $15,420	$328,600 (+50.11%) Land $154,100 Building $174,500
2022	$570.00 Homeowner's exemption Senior Citizen's exemption	$14,860	$218,900 Land $94,300 Building $124,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7350 Co Rd 8 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1989–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7350 Co Rd 8 is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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