757 el Monte Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 757 el Monte Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1952
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$648,000 (Oct 2021)
Tax Bill	$8,435 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`482-212-03-00`

Property Details

APN / Parcel Number

Primary APN	`482-212-03-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	55 ft deep x 127 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	757 EL MONTE RD
City	EL CAJON
State	CA
Zip	92020-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 232 TR 002843
Legal Subdivision	SUNNYSLOPE HEIGHTS
Legal Tract	002843
Legal Block	1
Legal Lot Number	232
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	16100

Owner

757 el Monte Rd is owned and occupied by an individual who bought it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	757 EL MONTE RD, EL CAJON, CA 92020-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Grant Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Aug 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Oct 19, 2015 · Amount on File
Deed Document Number	2021755121
Prior Transfer Date	Nov 8, 1993
Prior Transfer Doc	0000757597
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2021
Property Address	757 EL MONTE RD, EL CAJON, CA 92020-2405
Document Number	0000755121
Map Reference	MAP 2843
Instrument Date	Oct 5, 2021
Instrument	2021-0755121
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 EL MONTE RD, EL CAJON, CA 92020-2405

Mortgage

Document Number	0000755122
Date	Oct 29, 2021
Instrument	2021-0755122

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	757 EL MONTE RD, EL CAJON, CA 92020-2405
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 W NOAKES ST, EL CAJON, CA 92019-1542

Mortgage

Document Number	0000583326
Date	Aug 16, 2021
Instrument	2021-0583326

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	7 Months
Due	Mar 1, 2022

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	757 EL MONTE RD, EL CAJON, CA 92020-2405
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 EL MONTE RD, EL CAJON, CA 92020-2405

Mortgage

Document Number	0000213282
Date	Mar 18, 2021
Instrument	2021-0213282

Lender

Name	BANNER BANK
Type	Bank
Address	SAN DIEGO, CA 92106

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	757 EL MONTE RD, EL CAJON, CA 92020-2405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000450431
Date	Aug 12, 2020
Instrument	2020-0450431

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 757 el Monte Rd was $8,435 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$701,412 (+2%) Land $331,134 Building $370,278
2025	$8,435.00 Homeowner's exemption	$687,660 Land $324,642 Building $363,018
2023	$8,274.00 (+1.52%) Homeowner's exemption	$660,959 Land $312,037 Building $348,922
2022	$8,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 757 el Monte Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 757 el Monte Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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