760 el Monte Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 760 el Monte Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,300 sqft · built 1952
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$779,000 (Jul 2026)
Tax Bill	$9,201 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`482-211-18-00`

Property Details

APN / Parcel Number

Primary APN	`482-211-18-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,700 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	760 EL MONTE RD
City	EL CAJON
State	CA
Zip	92020-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 237 TR 002843
Legal Subdivision	SUNNYSLOPE HEIGHTS
Legal Tract	002843
Legal Block	1
Legal Lot Number	237
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1014
Census Tract	16100

Owner

760 el Monte Rd is owned and occupied by two individuals who bought it in July 2026.

Source: San Diego County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	760 EL MONTE RD, EL CAJON, CA 92020-2406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Grant Deed, Transfer · Conventional Mortgage US BANK
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 28, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 15, 2017	Quit Claim Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Prior Sale	Oct 28, 2021 · Amount on File
Deed Document Number	2026217764
Prior Transfer Date	Sep 11, 2017
Prior Transfer Doc	0000423374
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2026
Property Address	760 EL MONTE RD, EL CAJON, CA 92020-2406
Document Number	0000217764
Instrument Date	Jul 27, 2026
Instrument	2026217764
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,546.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 EL MONTE RD, EL CAJON, CA 92020-2406

Mortgage

Document Number	0000217765,
Date	Jul 29, 2026
Instrument	2026217765

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	760 EL MONTE RD, EL CAJON, CA 92020-2406
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 EL MONTE RD, EL CAJON, CA 92020-2406

Mortgage

Document Number	0000331540
Date	Dec 1, 2023
Instrument	2023-0331540

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2021
Property Address	760 EL MONTE RD, EL CAJON, CA 92020-2406
Document Number	0000752934
Map Reference	MAP 2843
Instrument Date	Oct 7, 2021
Instrument	2021-0752934
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	760 EL MONTE RD, EL CAJON, CA 92020-2406

Mortgage

Document Number	0000752935
Date	Oct 28, 2021
Instrument	2021-0752935

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	760 EL MONTE RD, EL CAJON, CA 92020-2406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 EL MONTE RD, EL CAJON, CA 92020-2406

Mortgage

Document Number	0000003218
Date	Jan 4, 2021
Instrument	2021-0003218

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2017
Property Address	760 EL MONTE RD, EL CAJON, CA 92020-2406
Document Number	0000423374
Instrument Date	Sep 11, 2017
Instrument	423374
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	760 EL MONTE RD EL CAJON CA 920202406, EL CAJON, CA 92020-2406

Mortgage

Document Number	423375
Date	Sep 15, 2017
Instrument	423375

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 760 el Monte Rd was $9,201.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$736,051 (+2%) Land $378,850 Building $357,201
2025	$9,201.00	$721,620 Land $371,422 Building $350,198
2023	$8,963.00 (+3.58%)	$693,600 Land $357,000 Building $336,600
2022	$8,653.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 760 el Monte Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 760 el Monte Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

Nearby Properties on el Monte Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures