736 el Monte Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 736 el Monte Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,328 sqft · built 1952
Lot Size0.154 acres (6,700 sqft)
Owner2 Individual Names on File
Last Sale$87,500 (Jun 1994)
Tax Bill$2,510 (2025)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN482-211-15-00

Property Details

APN / Parcel Number

Primary APN482-211-15-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,328 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area6,700 sqft (0.154 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address736 EL MONTE RD
CityEL CAJON
StateCA
Zip92020-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 240 TR 002843
Legal SubdivisionSUNNYSLOPE HEIGHTS
Legal Tract002843
Legal Block1
Legal Lot Number240
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1014
Census Tract16100

Owner

736 el Monte Rd is owned and occupied by two individuals who bought it in June 1994.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address736 EL MONTE RD, EL CAJON, CA 92020-2406
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 1994 · Amount on File
Deed SaleJun 28, 1994 · Amount on File
Deed Document Number1994409794
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address736 EL MONTE RD, EL CAJON, CA 92020-2406
Transaction TypeMortgage
Record UpdatedMay 8, 2024
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address736 EL MONTE RD, EL CAJON, CA 92020-2406

Mortgage

Document Number0000106744
DateApr 29, 2024
Instrument2024-0106744
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 736 el Monte Rd was $2,510 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$154,705 (+2%) Land $28,719 Building $125,986
2025$2,510.00 Homeowner's exemption$151,672 Land $28,156 Building $123,516
2023$2,314.00 (+4.42%) Homeowner's exemption$145,784 Land $27,063 Building $118,721
2022$2,216.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 736 el Monte Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 736 el Monte Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: GeoLinks, T-Mobile.

Nearby Properties on el Monte Rd

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