757 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 757 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2022)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`29-09S-06W-7312-000L-0080`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7312-000L-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,560 sqft Heated Area
Gross Area	2,316 sqft
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.339 acres)
Porch	Open Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	757 E GULF BEACH DR
City	EASTPOINT
State	FL
Zip	32328-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL L LOT 8 110/593 191/180 202/579 234/390 1244/219-DEATH CERT 1333/36 1335/783
Legal Block	L
Legal Lot Number	8
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1082
Census Tract	970304

Owner

757 E Gulf Beach Dr is owned and occupied by an individual who bought it in May 2022.

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	756 E PINE AVE, SAINT GEORGE ISLAND, FL 32328-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Deed Document Number	202219002995
Deed Book / Page	1335 / 783
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	757 E GULF BEACH DR, EASTPOINT, FL 32328-2914
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 E PINE AVE, ST GEORGE ISL, FL 32328-2925

Mortgage

Document Number	0019001350
Date	Mar 24, 2023
Book Page	1359/393
Instrument	202319001350

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	Other
Max Rate	12.8%

Tax Assessment & Valuation

The 2025 property tax bill for 757 E Gulf Beach Dr was $2,599 with a homeowner's exemption, down 1.8% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,599.00 (-1.78%) Homeowner's exemption	$309,608 (+2.9%)	$814,238 (+1.67%) Land $180,000 Building $634,238
2024	$2,646.00 (+44.83%) Homeowner's exemption	$300,882 (+60.47%)	$800,882 (+327.14%) Land $187,500 Building $613,382
2023	$1,827.00 (+26%)	$187,500 (+29.31%) Land $187,500	$187,500 (+29.31%) Land $187,500
2022	$1,450.00	$145,000 Land $145,000	$145,000 Land $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 757 E Gulf Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 757 E Gulf Beach Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50