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7514 Gates Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 7514 Gates Cir, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,892 sqft · built 1987
Lot Size0.411 acres (17,893 sqft)
Owner2 Individual Names on File
Tax Bill$1,562 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APNR32-323-17-5040-0201-0120

Property Details

APN / Parcel Number

Primary APNR32-323-17-5040-0201-0120
Alternative APNs
  • 00243757
  • 243757

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,892 sqft Living Area
Gross Area2,673 sqft
1st Floor Area1,892 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1992
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,893 sqft (0.411 acres)
Lot Dimensions146 ft deep x 97 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area476 sqft
PorchOpen Porch
Porch Area1,329 sqft
Deck Area182 sqft
Patio Area798 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00243757
Street Address7514 GATES CIR
CitySPRING HILL
StateFL
Zip34606-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 4 BLK 201 LOT 12
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UN 4
Legal Block201
Legal Lot Number12
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1014
Census Tract41402

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7514 GATES CIR, SPRING HILL, FL 34606-5213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
CADENCE BANK NA
Jan 10, 2020Loan Modification, Mortgage · Conventional Mortgage
TRUIST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 8, 2002
Transfer Doc0015940899
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address7514 GATES CIR, SPRING HILL, FL 34606-5213
Transaction TypeMortgage
Record UpdatedJul 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7514 GATES CIR, SPRING HILL, FL 34606-5213

Mortgage

Document Number0040141834
DateJun 17, 2021
Book Page4014/1834
Instrument2021046072
Lender
NameCADENCE BANK NA
TypeBank
AddressSPRING, TX 77380
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2036

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHERNANDO FL
Property Address7514 GATES CIR, SPRING HILL, FL 34606-5213
Document Number0037970384
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7514 GATES CIR SPRING HILL FL 346065213, SPRING HILL, FL 34606-5213

Mortgage

Document Number0037970384
DateJan 17, 2020
Book Page003797/000384
Instrument3848
Lender
NameTRUIST BK
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 16, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,562.00 (+86.4%) Homeowner's exemption$100,452 (+5.99%)$262,122 (+9.65%) Land $45,806 Building $216,316
2023$94,778 (+3%) Land $94,778
2022$838.00 Homeowner's exemption$92,017$239,046 Land $42,049 Building $196,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2020–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: Verizon.

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