756 N 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 756 N 3rd St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,508 sqft
Lot Size0.326 acres (14,201 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Aug 2020)
Tax Bill$1,886 (2025)
Deeds & MortgagesAug 2020 Sale
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR007-0001-0002

Property Details

APN / Parcel Number

Primary APNR007-0001-0002
Alternative APNs
  • 122976
  • 85921
  • 52523

Interior

Stories1 Story
Building Area1,508 sqft Living Area
1st Floor Area1,508 sqft
Basement Area1,508 sqft
Unfinished Basement1,508 sqft

Exterior

Exterior MaterialBrick
Lot Area14,201 sqft (0.326 acres)

Location & Zoning

Account Number52523
Street Address756 N 3RD ST
CityRICHMOND
StateKY
Zip40475-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESC
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1035
Census Tract10202

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4159 STAFFORD CT, OWENSBORO, KY 42303-7583
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Guardian's Deed, Transfer
Sep 17, 2018Deed, Transfer · Conventional Mortgage
KENTUCKY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2020 · Amount on Record
Deed SaleAug 10, 2020 · Amount on Record
Prior SaleSep 17, 2018 · Amount on Record
Deed Document Number202014017638
Deed Book / Page792 / 94
Prior Transfer DateAug 7, 2020
Prior Transfer Doc0D00792/94
Record UpdatedOct 29, 2026

August 2020: Guardian's Deed, Transfer

Document TypeGuardian's Deed
JurisdictionMADISON KY
Recording DateAug 10, 2020
Property Address756 N 3RD ST, RICHMOND, KY 40475-1214
Document Number0D00792/94
Book / PageD00792 / 94
Instrument DateAug 7, 2020
Instrument2014017638
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Tax$200.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address256 PERCHERON DR, 256, RICHMOND, KY 40475-8663

Transferred To (Grantee/Buyer)

NameVerified Name
Address4150 STAFFORD CT, OWENSBORO, KY 42303-7543

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 17, 2018
Property Address756 N 3RD ST, RICHMOND, KY 40475-1214
Document NumberD00764/519
Book / PageD00764 / 519
Instrument DateAug 31, 2018
Instrument2013981973
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address805 SAM CHRISTOPHER CT, 805, RICHMOND, KY 40475-3048

Transferred To (Grantee/Buyer)

NameVerified Name
Address758 N 3RD ST, RICHMOND, KY 40475-1214

Mortgage

Document Number2013981974
DateSep 17, 2018
Instrument2013981974
Lender
NameKENTUCKY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term25 Months
DueOct 16, 2020

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,886.00 (+5.13%)$200,000 (+8.11%)$200,000 (+8.11%)
2023$1,794.00$185,000$185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number