748 N 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 748 N 3rd St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,348 sqft
Lot Size0.253 acres (11,019 sqft)
OwnerIndividual Name on Record
Last Sale$257,000 (Dec 2024)
Tax Bill$2,423 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR007-0001-0006

Property Details

APN / Parcel Number

Primary APNR007-0001-0006
Alternative APNs
  • 108062
  • 145391
  • 69040

Interior

Stories1 Story
Building Area1,348 sqft Living Area
1st Floor Area1,096 sqft
Basement Area1,096 sqft
Unfinished Basement1,096 sqft

Exterior

Exterior MaterialBrick Veneer
Lot Area11,019 sqft (0.253 acres)
Garage TypeBasement
Garage Area252 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number69040
Street Address748 N 3RD ST
CityRICHMOND
StateKY
Zip40475-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESC
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1035
Census Tract10202

Owner

Source: Madison County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9605 W 15TH PL, 1, LAKEWOOD, CO 80215-2942
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2024 · Amount on Record
Deed SaleDec 11, 2024 · Amount on Record
Deed Document Number202414236659
Deed Book / Page861 / 292
Record UpdatedSep 20, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateOct 4, 2021
Property Address748 N 3RD ST, RICHMOND, KY 40475-1214
Document Number00D812/316
Book / PageD812 / 316
Instrument DateOct 1, 2021
Instrument2014056209
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4101 TATES CREEK CENTRE DR # DR150-29, DR150-29, LEXINGTON, KY 40517-3066

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address748 N 3RD ST, RICHMOND, KY 40475-1214

Mortgage

Document Number0M2097/701
DateOct 4, 2021
Book PageM2097/701
Instrument2014056212
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,423.00 (+26.86%)$257,000 (+30.46%)$257,000 (+30.46%)
2023$1,910.00$197,000$197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on N 3rd St

Nearby Streets

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