744 N 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 744 N 3rd St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,097 sqft
Lot Size	0.169 acres (7,377 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2011)
Tax Bill	$895 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R007-0001-0008`

Property Details

APN / Parcel Number

Primary APN	`R007-0001-0008`
Alternative APNs	`114377` `77475` `43660`

Interior

Stories	1 Story
Building Area	1,097 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	7,377 sqft (0.169 acres)

Location & Zoning

Account Number	43660
Street Address	744 N 3RD ST
City	RICHMOND
State	KY
Zip	40475-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Legal Subdivision	WELCHWOOD SUB PH 4
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1035
Census Tract	10202

Owner

Source: Madison County records · APN R007-0001-0008

Assessment roll updated December 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	150 LOST FORK RD, RICHMOND, KY 40475-9336
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 28, 2011 · Amount on Record
Deed Sale	Nov 28, 2011 · Amount on Record
Prior Sale	Sep 13, 2011 · Amount on Record
Deed Document Number	2011469461
Deed Book / Page	673 / 310
Last Transfer Date	Sep 06, 2024
Transfer Doc	0014222888
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	744 N 3RD ST, RICHMOND, KY 40475-1214
Transaction Type	Mortgage
Record Updated	Apr 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01854/707
Date	Mar 29, 2019
Book Page	M01854/707
Instrument	2013990272

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 06, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$895.00 (+49.42%)	$95,000 (+53.72%)	$95,000 (+53.72%)
2023	$599.00	$61,800	$61,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 165 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.