Monroe County property record for 7551 Ocean Ter, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1979 |
| Lot Size | 0.203 acres (8,880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Apr 2019) |
| Tax Bill | $5,401 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00342961-002800 |
| Primary APN | 00342961-002800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,880 sqft (0.203 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Deck Area | 96 sqft |
| Patio Area | 126 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1420891 |
|---|---|
| Old Parcel Number | 12663200342961002800 |
| Street Address | 7551 OCEAN TER |
| City | MARATHON |
| State | FL |
| Zip | 33050-3136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 28 SEASCAPE VILLAS KEY VACA PB6-105 OR711-851 OR795-2378 OR992-623 OR1132-1628 OR1132-1628 OR1909-256 OR2961-1292 |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 12 |
| Legal Subdivision | SEASCAPES VILLAS |
| Legal Lot Number | 28 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 971100 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7551 OCEAN TER, MARATHON, FL 33050-3136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 30, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | Jul 17, 2003 · Amount on Record |
| Deed Document Number | 2217804 |
| Deed Book / Page | 2961 / 1292 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 7551 OCEAN TER, MARATHON, FL 33050-3136 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030590106 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 3059/106 |
| Instrument | 2292440 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 30, 2019 |
| Property Address | 7551 OCEAN TER, MARATHON, FL 33050-3136 |
| Document Number | 0029611292 |
| Book / Page | 2961 / 1292 |
| Map Reference | MB 6 PG 1025 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2217804 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 OCEAN E, 9, MARATHON, FL 33050-2508 |
| Name | Verified Name |
|---|---|
| Address | 7551 OCEAN TER, MARATHON, FL 33050-3136 |
| Document Number | 0029611294 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2961-1294 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $572,601 (+6.52%) Land $327,672 Building $244,929 | $572,601 (+6.52%) Land $327,672 Building $244,929 | |
| 2024 | $5,401.00 (+4.81%) | ||
| 2023 | $5,153.00 (+11.22%) | $537,557 (+28.33%) Land $309,468 Building $228,089 | $537,557 (+28.33%) Land $309,468 Building $228,089 |
| 2022 | $4,633.00 | $418,892 Land $245,754 Building $173,138 | $418,892 Land $245,754 Building $173,138 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 569 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 748 units insured incl. 179 condo units |
| Nearby Flood Claims | 1,492 (1978–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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