8981 Ocean Ter, Marathon, FL 33050 Property Records

Monroe County property record for 8981 Ocean Ter, Marathon, FL 33050 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,456 sqft · built 2018
Lot Size	0.196 acres (8,533 sqft)
Owner	2 Company Names on File
Tax Bill	$6,113 (2024)
Flood Zone	Zone AE (high risk)
APN	`00349690-000000`

Property Details

APN / Parcel Number

Primary APN	`00349690-000000`
Alternative APNs	`01663200349690000000` `1427446`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,456 sqft Living Area
Attic	Attic
Attic Area	1,456 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,533 sqft (0.196 acres)
Garage Type	Carport
Garage Area	1,456 sqft
Carport	Carport
Carport Area	1,456 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1427446
Street Address	8981 OCEAN TER
City	MARATHON
State	FL
Zip	33050-3582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 3 GULFSTREAM SHORES OF MARATHON FLA PLAT NO 1 KEY VACA PB3-89 OR524-435 OR2499-2331 OR2717-1344 OR3289-0066
Legal Range	32E
Legal Township	66S
Legal Section	01
Legal Subdivision	GULFSTREAM SHORES #1
Legal Block	3
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1010
Census Tract	971100

Owner

Source: Monroe County records · APN 00349690-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	400 NE 20TH ST, C231, BOCA RATON, FL 33431-8176
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 15, 2024
Transfer Doc	0032890066
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$762,314 (+6.46%) Land $387,057 Building $375,257	$762,314 (+6.46%) Land $387,057 Building $375,257
2024	$6,113.00 (+4.55%)
2023	$5,847.00 (+11.14%)	$716,062 (+24.33%) Land $365,554 Building $350,508	$716,062 (+24.33%) Land $365,554 Building $350,508
2022	$5,261.00	$575,927 Land $290,293 Building $285,634	$575,927 Land $290,293 Building $285,634

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879711001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 569 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	748 units insured 179 under condo master policies
Nearby Flood Claims	1,492 (1978–2024)
Most Recent Claim	Sep 2024, rainfall accumulation, Hurricane Helene
Claims By Storm	Hurricane Irma, Sep 2017 · 472 claims Hurricane Wilma, Oct 2005 · 269 claims Hurricane Georges, Oct 1998 · 605 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 198 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.