Monroe County property record for 3981 Ocean Ter, Marathon, FL 33050
| Property Type | County Owned (Exempt) |
|---|---|
| Details | 7,644 sqft · built 1990 |
| Lot Size | 70 acres (3,049,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $750,000 (Jan 2001) |
| Flood Zone | Zone AE (high risk) |
| APN | 00103350-000100 |
| Primary APN | 00103350-000100 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 7,644 sqft Total Area |
| 1st Floor Area | 7,644 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Lot Area | 3,049,200 sqft (70 acres) |
| Patio Area | 1,460 sqft |
| Fence | Fence |
| Cooling System | Wall Unit |
|---|
| Account Number | 1120642 |
|---|---|
| Old Parcel Number | 10663200103350000100 |
| Street Address | 3981 OCEAN TER |
| City | MARATHON |
| State | FL |
| Zip | 33050-2300 |
| Property Category | Public Works |
| Property Type | Public Works > County Owned (Exempt) |
| Legal Description | 10 66 32 KEY VACCAS PT LOT 3 & BAY BOTTOM SOUTH OF & ADJ PT LOT 3 OR103-543/544 OR599-44 OR599-47 OR599-50 OR599-53 |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 10 |
| Legal Subdivision | KEY VACCAS |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 971300 |
3981 Ocean Ter, a public works property, is owned by a company that bought it in January 2001 and is owner-occupied.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1100 SIMONTON ST # 205, 205, KEY WEST, FL 33040-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2001 · Amount on File |
| Deed Sale | Jan 1, 2001 · Amount on File |
| Deed Document Number | 0016461528 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $962,283 Land $5,950 Building $956,333 | $962,283 Land $5,950 Building $956,333 | |
| 2023 | Homeowner's exemption | $1,033,872 Land $5,950 Building $1,027,922 | $1,033,872 Land $5,950 Building $1,027,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3981 Ocean Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 320 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 439 units insured incl. 119 condo units |
| Nearby Flood Claims | 296 (1979–2024) |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3981 Ocean Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications, Verizon.
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