755 Ruth Dr, Elgin, IL 60123 Property Records

Kane County property record for 755 Ruth Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,193 sqft · built 1971
Lot Size	0.233 acres (10,136 sqft)
Owner	2 Company Names on Record
Last Sale	$350,000 (Dec 2023)
Tax Bill	$8,756 (2025)
Deeds & Mortgages	Mar 2024 Transfer Dec 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`06-10-301-005`

Property Details

APN / Parcel Number

Primary APN	`06-10-301-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,193 sqft Living Area
Gross Area	4,386 sqft
1st Floor Area	2,193 sqft
Basement Area	2,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Construction Type	Frame
Lot Area	10,136 sqft (0.233 acres)
Lot Width	77 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	755 RUTH DR
City	ELGIN
State	IL
Zip	60123-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 7 LOT 16 BLOCK 11
Legal Subdivision	EAGLE HEIGHTS
Legal Block	11
Legal Lot Number	16
Legal Unit	7-16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	755 RUTH DR, ELGIN, IL 60123-1930
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Transfer on Death Deed, Transfer
Dec 5, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Aug 18, 2021	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Jun 6, 2019	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	202342463
Last Transfer Date	Feb 28, 2025
Transfer Doc	0000009662
Record Updated	Oct 29, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Mar 26, 2024
Property Address	755 RUTH DR, ELGIN, IL 60123-1930
Document Number	0000009770
Instrument Date	Mar 26, 2024
Instrument	2024K009770
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 RUTH DR, ELGIN, IL 60123-1933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 VILLAGE CIR, MARENGO, IL 60152-3636

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 5, 2023
Property Address	755 RUTH DR, ELGIN, IL 60123-1930
Document Number	0000042463
Instrument Date	Nov 22, 2023
Instrument	2023K042463
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	755 RUTH DR, ELGIN, IL 60123-1930

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	755 RUTH DR, ELGIN, IL 60123-1930
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063329
Date	Aug 18, 2021
Instrument	2021K063329

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 6, 2019
Property Address	755 RUTH DR, ELGIN, IL 60123-1930
Document Number	0000023245
Instrument Date	May 29, 2019
Instrument	2019K023245
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	755 RUTH DR, ELGIN, IL 60123-1930

Mortgage

Document Number	0000023246
Date	Jun 6, 2019
Instrument	2019K023246

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,756.00 (+4.11%)	$122,780 (+8.57%) Land $30,218 Building $92,562	$368,487 (+8.57%) Land $90,690 Building $277,797
2024	$8,410.00 (+11.29%)	$113,089 (+21.39%) Land $27,833 Building $85,256	$339,403 (+21.44%) Land $83,532 Building $255,870
2022	$7,557.00 (+4.45%) Homeowner's exemption	$93,159 (+6.96%) Land $22,928 Building $70,231	$279,477 (+6.96%) Land $68,784 Building $210,693
2021	$7,235.00 Homeowner's exemption	$87,097 Land $21,436 Building $65,661	$261,291 Land $64,308 Building $196,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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