749 Ruth Dr, Elgin, IL 60123 Property Records

Kane County property record for 749 Ruth Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,665 sqft · built 2007
Lot Size	0.906 acres (39,466 sqft)
Owner	2 Company Names on File
Last Sale	$22,000 (May 2004)
Tax Bill	$10,911 (2025)
Deeds & Mortgages	Oct 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`06-10-301-004`

Property Details

APN / Parcel Number

Primary APN	`06-10-301-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,665 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	39,466 sqft (0.906 acres)
Lot Width	64 ft Width
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	749 RUTH DR
City	ELGIN
State	IL
Zip	60123-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 7 LOT 17 BLOCK 11
Legal Subdivision	EAGLE HEIGHTS
Legal Block	11
Legal Lot Number	17
Legal Unit	7-17
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851909

Owner

Source: Kane County records · APN 06-10-301-004

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	749 RUTH DR, ELGIN, IL 60123-1930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2004 · Amount on Record
Deed Sale	May 20, 2004 · Amount on Record
Deed Document Number	200464699
Last Transfer Date	Sep 29, 2022
Transfer Doc	0000050995
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 18, 2022
Property Address	749 RUTH DR, ELGIN, IL 60123-1930
Document Number	0000050995
Instrument Date	Sep 29, 2022
Instrument	2022K050995
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 RUTH DR, ELGIN, IL 60123-1930

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,911.00 (+15.89%) Homeowner's exemption	$151,022 (+8.57%) Land $32,828 Building $118,194	$453,247 (+8.57%) Land $98,523 Building $354,724
2024		$139,101 (+21.39%) Land $30,237 Building $108,864	$417,470 (+21.44%) Land $90,747 Building $326,723
2022	$9,415.00 (+4.36%) Homeowner's exemption	$114,586 (+6.96%) Land $24,908 Building $89,678	$343,758 (+6.96%) Land $74,724 Building $269,034
2021	$9,022.00 Homeowner's exemption	$107,130 Land $23,287 Building $83,843	$321,390 Land $69,861 Building $251,529

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 264 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.