Schenectady County and Schenectady City property record for 755 Bailey St, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,920 sqft · built 1900 |
| Lot Size | 0.054 acres (2,376 sqft) |
| Owner | Individual on Record |
| Last Sale | $152,000 (Dec 2022) |
| Tax Bill | $5,748 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.45-3-21 |
| Primary APN | 421500 49.45-3-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Total Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 960 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 2,376 sqft (0.054 acres) |
| Lot Dimensions | 72 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 444 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 755 BAILEY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1665 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK |
| Legal Subdivision | FERDINAND BAILLEY |
| Legal Block | 3 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 132 NORWOOD AVE, SCHENECTADY, NY 12303 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Mar 22, 2022 | Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC |
| Jun 28, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Prior Sale | Mar 22, 2022 · Amount on Record |
| Deed Document Number | 202268221 |
| Deed Book / Page | 2099 / 950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 27, 2022 |
| Property Address | 755 BAILEY ST, SCHENECTADY, NY 12303-1665 |
| Document Number | 0000068221 |
| Book / Page | 2099 / 950 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 202268221 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7412 35TH AVE # AVE310E, AVE310E, JACKSON HEIGHTS, NY 11372-8154 |
| Name | Verified Name |
|---|---|
| Address | 932 NORWOOD AVE, SCHENECTADY, NY 12303-1227 |
| Investor | Possibly a Property Investor |
| Document Number | 0000068222 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 202268222 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.82% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | 7 Years |
| Min Rate At Change | 7.32% |
| Max Rate At Change | 8.82% |
| Margin | 3 |
| Max Rate | 12.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 22, 2022 |
| Property Address | 755 BAILEY ST, SCHENECTADY, NY 12303-1665 |
| Document Number | 0000014748 |
| Book / Page | 2081 / 118 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 202214748 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | BENNETT TITLE & ABS LLC, BENNETT TITLE & ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 THIRTEENTH ST, SCHENECTADY, NY 12306-3213 |
| Name | Verified Name |
|---|---|
| Address | 3245 69TH ST APT LA, LA, WOODSIDE, NY 11377-2007 |
| Document Number | 0000014749 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 202214749 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 28, 2018 |
| Property Address | 755 BAILEY ST, SCHENECTADY, NY 12303-1665 |
| Document Number | 0000028586 |
| Book / Page | 001990 / 000306 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 28586 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $132.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 THIRTEENTH ST SCHENECTADY NY 123063213, SCHENECTADY, NY 12306-3213 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,748.00 (+27.14%) | $97,300 (+26.53%) Land $11,500 Building $85,800 | $161,119 (+65.52%) Land $19,043 Building $142,076 |
| 2023 | $76,900 (-) Land $11,500 Building $65,400 | $97,342 (+3.8%) Land $14,557 Building $82,785 | |
| 2022 | $76,900 Land $11,500 Building $65,400 | $93,780 Land $14,024 Building $79,756 | |
| 2021 | $4,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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