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726 Bailey St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 726 Bailey St, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,596 sqft · built 1920
Lot Size0.045 acres (1,980 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Mar 2024)
Tax Bill$4,268 (2025)
Deeds & MortgagesJan 2025 Line of Credit
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.45-3-7

Property Details

APN / Parcel Number

Primary APN421500 49.45-3-7
Alternative APN
  • 150004904500030070000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area1,596 sqft Total Area
1st Floor Area798 sqft
2nd Floor Area798 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area1,980 sqft (0.045 acres)
Lot Dimensions60 ft deep x 33 ft wide
PorchSlab
Porch Area428 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address726 BAILEY ST
CitySCHENECTADY
StateNY
Zip12303-1602
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block3
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3000
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.45-3-7

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address726 BAILEY ST, SCHENECTADY, NY 12303-1602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2025Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 01, 2024Administrator's Deed, Transfer · FHA Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2024 · Amount on Record
Deed SaleMar 01, 2024 · Amount on Record
Deed Document Number202413029
Deed Book / Page2126 / 477
Record UpdatedJun 08, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address726 BAILEY ST, SCHENECTADY, NY 12303-1602
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address726 BAILEY ST, SCHENECTADY, NY 12303-1602

Mortgage

Document Number0000002224
DateJan 27, 2025
Instrument202502224
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 21, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2024: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionSCHENECTADY NY
Recording DateMar 01, 2024
Property Address726 BAILEY ST, SCHENECTADY, NY 12303-1602
Document Number0000013029
Book / Page2126 / 477
Instrument DateJan 30, 2024
Instrument202413029
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 HEIRLOOM LNG, HALFMOON, NY 12065

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address726 BAILEY ST, SCHENECTADY, NY 12303-1602

Mortgage

Document Number0000013030
DateMar 01, 2024
Book Page5361/271
Instrument202413030
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2054

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,268.00$60,000 (-) Land $9,000 Building $51,000$99,354 (+30.82%) Land $14,903 Building $84,451
2023$60,000 Land $9,000 Building $51,000$75,949 Land $11,392 Building $64,557

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 5% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 729 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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