730 Bailey St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 730 Bailey St, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Architecture StyleOther
Year BuiltBuilt 1988
Square Footage3,840 sqft Total Area
Lot Size7,000 sqft (0.16 acres)
Last Sale$80,000 (2023)
Tax Bill$4,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 49.45-3-8
Alternative APN
  • 150004904500030080000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area3,840 sqft Total Area
1st Floor1,920 sqft 1st Floor
2nd Floor1,920 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleOther Style
Exterior MaterialBrick Exterior
Lot Area7,000 sqft (0.16 acres)
Depth X Width70 ft x 100 ft Depth x Width

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address730 BAILEY ST
CitySCHENECTADY
StateNY
Zip12303
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Description28 27 STEEL FRAME
Legal Block3
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3000
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.45-3-8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4248 SUBLIME TRL, ATLANTA, GA 30349-8883
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOAN FUNDER LLC
Feb 03, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
Nov 27, 2024Deed of Trust, Mortgage · Building or Construction Mortgage
LOAN FUNDER LLC
Feb 03, 2023Deed, Transfer · Commercial Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
May 02, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY
May 02, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY
Feb 28, 2018Grant Deed, Transfer
Apr 21, 2017Trustee's Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2023 · Amount on Record
Deed SaleFeb 03, 2023 · Amount on Record
Prior SaleMay 02, 2018 · Amount on Record
Deed Doc Number20236540
Deed Book / Page2102 / 219
Prior Transfer DateApr 20, 2017
Prior Transfer Doc0000017783
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateJul 17, 2026
Property Address730 BAILEY ST, SCHENECTADY, NY 12303
Document Number0000016186
Instrument DateJun 24, 2026
Instrument202616186
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address16192 COASTAL HWY, LEWES, DE 19958-3608

Mortgage

Document Number0000016186,
DateJul 17, 2026
Instrument202616186
Lender
NameLOAN FUNDER LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address730 BAILEY ST, SCHENECTADY, NY 12303
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16192 COASTAL HWY, LEWES, DE 19958-3608

Mortgage

Document Number0000006542
DateFeb 03, 2023
Book Page103/699
Instrument202306542
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address730 BAILEY ST, SCHENECTADY, NY 12303
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4248 SUBLIME TRL, ATLANTA, GA 30349-8883

Mortgage

Document Number0000071671
DateNov 27, 2024
Book Page5413/642
Instrument202471671
Lender
NameLOAN FUNDER LLC
TypeMortgage Company
AddressNEW YORK, NY 10022
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateFeb 03, 2023
Property Address730 BAILEY ST, SCHENECTADY, NY 12303
Document Number0000006540
Book / Page2102 / 219
Instrument DateDec 30, 2022
Instrument202306540
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySELECT TITLE SERVICES INC, SELECT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$320.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address524 CONGRESS ST, SCHENECTADY, NY 12303-1604

Transferred To (Grantee/Buyer)

NameVerified Name
Address4248 SUBLIME TRL, ATLANTA, GA 30349-8883

Mortgage

Document Number0000006541
DateFeb 03, 2023
Book Page5287/906
Instrument202306541
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 02, 2018
Property Address730 BAILEY ST, SCHENECTADY, NY 12303
Document Number0000018679
Book / Page001986 / 000170
Instrument DateMar 23, 2018
Instrument18679
Transaction TypeTransfer
Record UpdatedMay 15, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 02, 2018
Property Address730 BAILEY ST, SCHENECTADY, NY 12303
Document Number0000018681
Book / Page001986 / 000173
Instrument DateMar 23, 2018
Instrument18681
Transaction TypeTransfer
Record UpdatedMay 22, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$40.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address730 BAILEY ST SCHENECTADY NY 12303, SCHENECTADY, NY 12303

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 28, 2018
Property Address730 BAILEY ST, SCHENECTADY, NY 12303
Document Number0000009019
Book / Page001982 / 000302
Instrument DateFeb 28, 2018
Instrument9019
Transaction TypeTransfer
Record UpdatedMar 09, 2018

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

April 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateApr 21, 2017
Property Address730 BAILEY ST, SCHENECTADY, NY 12303
Document Number0000017783
Book / Page001961 / 000204
Instrument DateApr 20, 2017
Instrument17783
Transaction TypeTransfer
Record UpdatedApr 25, 2017

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST CITY HALL SCHENECTADY NY 12305, SCHENECTADY, NY 12305

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,436.00 (+263.31%)$12,400 (-) Land $7,400 Building $5,000$20,533 (+30.82%) Land $12,254 Building $8,279
2023$12,400 (-) Land $7,400 Building $5,000$15,696 (+3.8%) Land $9,367 Building $6,329
2022$12,400 Land $7,400 Building $5,000$15,122 Land $9,024 Building $6,098
2021$1,221.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 5% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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