7549 Buffalo Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7549 Buffalo Ridge Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,574 sqft · built 2024
Lot Size	5 acres (218,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Feb 2021)
Tax Bill	$7,377 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-2N-30-0000-00121-0000`

Property Details

APN / Parcel Number

Primary APN	`03-2N-30-0000-00121-0000`
Alternative APN	`N302030000001210000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,574 sqft Living Area
Gross Area	5,286 sqft
1st Floor Area	2,041 sqft
Upper Floors Area	1,533 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	218,061 sqft (5 acres)
Garage Type	Attached
Garage Area	598 sqft
Porch	Finished/Open Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7549 BUFFALO RIDGE RD
City	MILTON
State	FL
Zip	32571-9860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG1
Legal Description	NEW PARCEL FOR 2020 TAX YR LOT 33-BR OF BUFFALO RIDGE UNRECORDED SUB DES AS: COM AT NE CORNER OF SECTION 3 TOWNSHP 2 NORTH RANGE 30 WEST THN N87* 23'49W ALONG N SEC LN 1099.30 THN S1921'51W 303.36 FT THN S2635'22W 910.26 FT THN S34* 41'34W 1174.5
Legal Range	30W
Legal Township	2N
Legal Section	03
Legal Subdivision	BUFFALO RIDGE
Legal Lot Number	33
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1024
Census Tract	10303

Owner

Source: Santa Rosa County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1431 W NINE MILE RD, 3301, PENSACOLA, FL 32534-5360
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 27, 2022	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Feb 3, 2021	Warranty Deed, Transfer · Line of Credit WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	20216974
Deed Book / Page	4066 / 298
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	May 7, 2026
Property Address	7549 BUFFALO RIDGE RD, MILTON, FL 32571-9860
Document Number	0047410915
Book / Page	4741 / 915
Instrument Date	May 2, 2026
Instrument	202623050
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7549 BUFFALO RIDGE RD, MILTON, FL 32571-9860

Mortgage

Document Number	0000023050,
Date	May 7, 2026
Book Page	4741/915
Instrument	202623050

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7549 BUFFALO RIDGE RD, PACE, FL 32571-9860
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900W DETROIT BLVD, PENSACOLA, FL 32534-1635

Mortgage

Document Number	0042991197
Date	Jun 27, 2022
Book Page	4299/1197
Instrument	202238177

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 3, 2021
Property Address	7549 BUFFALO RIDGE RD, PACE, FL 32571-9860
Document Number	0040660298
Book / Page	4066 / 298
Instrument Date	Feb 2, 2021
Instrument	202106974
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6043 WINCHESTER CIR, MILTON, FL 32570-8907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 LAS BRISAS DR, PENSACOLA, FL 32526-2825

Mortgage

Document Number	0004066302
Date	Feb 3, 2021
Instrument	4066/302

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,377.00 (+449.29%)	$596,940 (+419.59%) Land $114,887 Building $482,053	$596,940 (+419.59%) Land $114,887 Building $482,053
2024	$1,343.00 (+0.45%)	$114,887 (+12.5%) Land $114,887	$114,887 (+12.5%) Land $114,887
2023	$1,337.00 (+8.17%)	$102,122 (+9.09%) Land $102,122	$102,122 (+9.09%) Land $102,122
2022	$1,236.00	$93,612	$93,612 Land $93,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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