7440 Buffalo Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7440 Buffalo Ridge Rd, Pace, FL 32571

Property Summary

Property Type	Vacant Land
Lot Size	5.73 acres (249,599 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Aug 2023)
Tax Bill	$1,821 (2024)
Deeds & Mortgages	Mar 2022 Construction Loan Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-2N-30-0000-00149-0000`

Property Details

APN / Parcel Number

Primary APN	`03-2N-30-0000-00149-0000`

Exterior

Lot Area	249,599 sqft (5.73 acres)

Location & Zoning

Account Number	032N300000001490000
Street Address	7440 BUFFALO RIDGE RD
City	PACE
State	FL
Zip	32571-9829
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	AG1
Legal Description	DESC UPDATE FOR 2023 LOT 46-BR BUFFALO RIDGE UNREC DESCRIBED AS FOLLOWS: COM AT SW COR OF 03-2N-30W THN N02*53'04E ALNG W
Legal Lot Number	46
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1020
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2622 SOUTHERN OAKS DR, CANTONMENT, FL 32533-3820
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Construction Mortgage HARVESTERS FCU
Aug 21, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 9, 2022	Warranty Deed, Transfer · Line of Credit WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Nov 9, 2022 · Amount on Record
Deed Document Number	202337996
Deed Book / Page	4426 / 1491
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7440 BUFFALO RIDGE RD, PACE, FL 32571-9829
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 BROKEN ARROW LN, CANTONMENT, FL 32533-3827

Mortgage

Document Number	0042640053
Date	Mar 29, 2022
Book Page	4264/53
Instrument	202218529

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 21, 2023
Property Address	7440 BUFFALO RIDGE RD, PACE, FL 32571-9829
Document Number	0044261491
Book / Page	4426 / 1491
Instrument Date	Aug 18, 2023
Instrument	202337996
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,539.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6961 FOXBORO CIR, PACE, FL 32571-9189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 SOUTHERN OAKS DR, CANTONMENT, FL 32533-3820

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 9, 2022
Property Address	7440 BUFFALO RIDGE RD, PACE, FL 32571-9829
Document Number	0043430946
Book / Page	4343 / 946
Instrument Date	Nov 8, 2022
Instrument	202263040
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 BROKEN ARROW LN, CANTONMENT, FL 32533-3827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 BISCAYNE BLVD, NAVARRE, FL 32566-2968

Mortgage

Document Number	0004343949
Date	Nov 9, 2022
Instrument	4343/949

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,821.00 (+1.05%)	$154,899 (+12.5%) Land $154,899	$154,899 (+12.5%) Land $154,899
2023	$1,802.00 (+34.98%)	$137,688 (+28.34%) Land $137,688	$137,688 (+28.34%) Land $137,688
2022	$1,335.00	$107,281	$107,281 Land $107,281

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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