7474 Buffalo Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7474 Buffalo Ridge Rd, Pace, FL 32571

Property Summary

Property Type	Vacant Land
Lot Size	5.3 acres (230,868 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2022)
Tax Bill	$1,664 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-2N-30-0000-00138-0000`

Property Details

APN / Parcel Number

Primary APN	`03-2N-30-0000-00138-0000`

Exterior

Lot Area	230,868 sqft (5.3 acres)

Location & Zoning

Account Number	032N300000001380000
Street Address	7474 BUFFALO RIDGE RD
City	PACE
State	FL
Zip	32571-9829
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	AG1
Legal Description	DESCRIPTION UPDATE FOR 2023 LOT 48-BR BUFFALO RIDGE ESTATES (UNRECORDED): COMMENCE AT THE SOUTHWEST CORNER OF SECTION 3,
Legal Range	30W
Legal Township	02N
Legal Section	03
Legal Subdivision	BUFFALO RIDGE ESTATES
Legal Lot Number	48
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1020
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1603 HUNTERS CREEK DR, CANTONMENT, FL 32533-8934
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Nov 7, 2022	Warranty Deed, Transfer · Line of Credit WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Deed Document Number	0043421363
Deed Book / Page	4342 / 1363
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7474 BUFFALO RIDGE RD, PACE, FL 32571-9829
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6318 LADERA TRL, PACE, FL 32571-6782

Mortgage

Document Number	0041541847
Date	Jul 28, 2021
Book Page	4154/1847
Instrument	202150620

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 7, 2022
Property Address	7474 BUFFALO RIDGE RD, PACE, FL 32571-9829
Document Number	0043421363
Book / Page	4342 / 1363
Instrument Date	Nov 7, 2022
Instrument	202262658
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4370 COSTA MESA, PENSACOLA, FL 32504-7849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 HUNTERS CREEK DR, CANTONMENT, FL 32533-8934

Mortgage

Document Number	0043421367
Date	Nov 7, 2022
Instrument	4342/1367

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,664.00 (-0.12%)	$143,181 (+12.5%) Land $143,181	$143,181 (+12.5%) Land $143,181
2023	$1,666.00 (+35.01%)	$127,272 (+28.34%) Land $127,272	$127,272 (+28.34%) Land $127,272
2022	$1,234.00	$99,166	$99,166 Land $99,166

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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