7544 Villa Ct, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 7544 Villa Ct, Gloucester Point, VA 23062

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,156 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$360,500 (Dec 2025)
Tax Bill	$1,823 (2025)
Deeds & Mortgages	Feb 2021 Refinance Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44448`

Property Details

APN / Parcel Number

Primary APN	`44448`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7544 VILLA CT
City	GLOUCESTER POINT
State	VA
Zip	23062-2532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF-1
Legal Description	YORK RIVER VILLAS UNIT 36
Legal Subdivision	PLAT: PB26 641-641B
Legal Unit	36
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	2
Census Block	2011
Census Tract	100301

Owner

Source: Gloucester County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7544 VILLA CT, GLOUCESTER POINT, VA 23062-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Dec 4, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 9, 2019	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS INC
Oct 24, 2017	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	20255045
Prior Transfer Date	Aug 21, 2019
Prior Transfer Doc	0000005679
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7544 VILLA CT, GLOUCESTER POINT, VA 23062-2532
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001175
Date	Feb 11, 2021
Instrument	210001175

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7544 VILLA CT, GLOUCESTER POINT, VA 23062-2532
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190005680
Date	Dec 9, 2019
Instrument	190005680

Lender

Name	QUICKEN LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.63%

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 4, 2025
Property Address	7544 VILLA CT, GLOUCESTER POINT, VA 23062-2532
Document Number	0250005045
Map Reference	DOC 17000439
Instrument Date	Nov 25, 2025
Instrument	250005045
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7544 VILLA CT, GLOUCESTER POINT, VA 23062-2532

Mortgage

Document Number	0250005046
Date	Dec 4, 2025
Instrument	250005046

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 9, 2019
Property Address	7544 VILLA CT, GLOUCESTER POINT, VA 23062-2532
Document Number	190005679
Instrument Date	Aug 21, 2019
Instrument	190005679
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7544 VILLA CT, GLOUCESTER POINT, VA 23062-2532

Mortgage

Document Number	190005680
Date	Dec 9, 2019
Instrument	190005680

Lender

Name	QUICKEN LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.63%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 24, 2017
Property Address	7544 VILLA CT, GLOUCESTER POINT, VA 23062-2532
Document Number	170005083
Instrument Date	Oct 17, 2017
Instrument	170005083
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7544 VILLA CT, GLOUCESTER POINT, VA 23062-2532

Mortgage

Document Number	170005084
Date	Oct 24, 2017
Instrument	170005084

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,823.00 (+5.25%)	$292,160 (-) Building $292,160	$292,160 (-) Building $292,160
2024	$1,732.00	$292,160 (-) Building $292,160	$292,160 (-) Building $292,160
2023	$1,732.00 (-1.37%)	$292,160 (+22.27%) Building $292,160	$292,160 (+22.27%) Building $292,160
2022	$1,756.00	$238,940 Land $50,000 Building $188,940	$238,940 Land $50,000 Building $188,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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