7532 Villa Ct, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 7532 Villa Ct, Gloucester Point, VA 23062

Property Summary

Property Type	Condominium
Owner	2 Individual Names on File
Last Sale	$213,500 (Jun 2018)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44485`

Property Details

APN / Parcel Number

Primary APN	`44485`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	7532 VILLA CT
City	GLOUCESTER POINT
State	VA
Zip	23062-2532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF-1
Legal Description	YORK RIVER VILLAS UNIT 34
Legal Subdivision	YORK RIVER VILLAS
Legal Unit	34
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	2
Census Block	2011
Census Tract	100301

Owner

7532 Villa Ct, a condominium, is owned and occupied by two individuals who acquired it in April 2020.

Source: Gloucester County records, as of March 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7532 VILLA CT, GLOUCESTER POINT, VA 23062-2532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Apr 17, 2020	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 17, 2020	Intrafamily Transfer, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 28, 2018	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Deed Document Number	20182854
Last Transfer Date	Apr 9, 2020
Transfer Doc	0000001805
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7532 VILLA CT, GLOUCESTER PT, VA 23062-2532
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7532 VILLA CT, GLOUCESTER POINT, VA 23062-2532

Mortgage

Document Number	0260000801
Date	Feb 24, 2026
Instrument	260000801

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 26, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7532 VILLA CT, GLOUCESTER PT, VA 23062-2532
Transaction Type	Mortgage
Record Updated	Nov 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001806
Date	Apr 17, 2020
Instrument	200001806

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 17, 2020
Property Address	7532 VILLA CT, GLOUCESTER PT, VA 23062-2532
Document Number	200001805
Instrument Date	Apr 9, 2020
Instrument	200001805
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7532 VILLA CT, GLOUCESTER POINT, VA 23062-2532

Mortgage

Document Number	0200001806
Date	Apr 17, 2020
Instrument	200001806

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 28, 2018
Property Address	7532 VILLA CT, GLOUCESTER PT, VA 23062-2532
Document Number	180002854
Instrument Date	Jun 21, 2018
Instrument	180002854
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7532 VILLA CT, GLOUCESTER POINT, VA 23062-2532

Mortgage

Document Number	180002855
Date	Jun 28, 2018
Instrument	180002855

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7532 Villa Ct was $1,565, up 5.2% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00 (+5.25%)	$250,910 (-) Building $250,910	$250,910 (-) Building $250,910
2024	$1,487.00	$250,910 (-) Building $250,910	$250,910 (-) Building $250,910
2023	$1,487.00 (-6.12%)	$250,910 (+16.39%) Building $250,910	$250,910 (+16.39%) Building $250,910
2022	$1,584.00	$215,570 Land $50,000 Building $165,570	$215,570 Land $50,000 Building $165,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7532 Villa Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7532 Villa Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Villa Ct

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