7548 Villa Ct, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 7548 Villa Ct, Gloucester Point, VA 23062

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,042 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$244,300 (Oct 2017)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44450`

Property Details

APN / Parcel Number

Primary APN	`44450`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,042 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7548 VILLA CT
City	GLOUCESTER PT
State	VA
Zip	23062-2532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF-1
Legal Description	YORK RIVER VILLAS UNIT 38
Legal Subdivision	PLAT: PB26 641-641B
Legal Unit	38
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1001
Census Tract	100301

Owner

7548 Villa Ct, a condominium, is owned and occupied by an individual who bought it in October 2017.

Source: Gloucester County records, as of October 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7548 VILLA CT, GLOUCESTER PT, VA 23062-2532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Oct 26, 2017	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2017 · Amount on File
Deed Sale	Oct 26, 2017 · Amount on File
Deed Document Number	ID 1705152
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7548 VILLA CT, GLOUCESTER PT, VA 23062-2532
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000455
Date	Feb 12, 2024
Instrument	240000455

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 26, 2017
Property Address	7548 VILLA CT, GLOUCESTER PT, VA 23062-2532
Document Number	170005152
Instrument Date	Oct 24, 2017
Instrument	170005152
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7548 VILLA CT, GLOUCESTER POINT, VA 23062-2532

Mortgage

Document Number	170005155
Date	Oct 26, 2017
Instrument	170005155

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7548 Villa Ct was $1,785, up 5.2% from the year before.

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,785.00 (+5.25%)	$286,060 (-) Building $286,060	$286,060 (-) Building $286,060
2024	$1,696.00	$286,060 (-) Building $286,060	$286,060 (-) Building $286,060
2023	$1,696.00 (-2.47%)	$286,060 (+20.9%) Building $286,060	$286,060 (+20.9%) Building $286,060
2022	$1,739.00	$236,600 Land $50,000 Building $186,600	$236,600 Land $50,000 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7548 Villa Ct in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7548 Villa Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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