7541 E Cumberland Ct, Hayden, ID 83835 Property Records

Kootenai County property record for 7541 E Cumberland Ct, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,662 sqft · built 2006
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,144 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05080003013A`

Property Details

APN / Parcel Number

Primary APN	`05080003013A`
Alternative APN	`147954`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,662 sqft Living Area
1st Floor Area	1,831 sqft
Basement Area	1,831 sqft
Finished Basement	1,831 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	12,763 sqft (0.293 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	147954
Street Address	7541 E CUMBERLAND CT
City	HAYDEN
State	ID
Zip	83835-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	MCCAULEY TRACTS 2ND ADD, TAX#20391 IN LTS 12,13 BLOCK 3 & UNDIV INT IN PVT RD 0351N03W
Legal Range	03W
Legal Township	51N
Legal Section	03
Legal Subdivision	MCCAULEY TRACTS 2ND ADD
Legal Block	3
Legal Lot Number	12-13
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	3
Census Block	3009
Census Tract	1801

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7541 E CUMBERLAND CT, HAYDEN, ID 83835-5140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WALLICK & VOLK INC
Oct 2, 2017	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Oct 2, 2017	Warranty Deed, Transfer TITLEONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021
Deed Sale	Mar 16, 2021
Prior Sale	Mar 16, 2021
Deed Document Number	20212819190000
Prior Transfer Date	May 11, 2012
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7541 E CUMBERLAND CT, HAYDEN, ID 83835-5140
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2818447000
Date	Mar 12, 2021
Instrument	2818447000

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7541 E CUMBERLAND CT, HAYDEN, ID 83835-5140
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2614215000
Date	Oct 2, 2017
Instrument	2614215000

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 2, 2017
Property Address	7541 E CUMBERLAND CT, HAYDEN, ID 83835-5140
Document Number	2614214000
Instrument Date	Sep 18, 2017
Instrument	2614214000
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 DUBLIN BLVD # 1242, 1242, DUBLIN, CA 94568-4579

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,144.00 (+6.97%) Homeowner's exemption	$1,277,446 (-20.53%) Land $390,031 Building $887,415	$1,277,446 (-20.53%) Land $390,031 Building $887,415
2024	$3,874.00 (-16.94%)
2023	$4,664.00 (-18.16%) Homeowner's exemption	$1,607,356 (-0.92%) Land $397,531 Building $1,209,825	$1,607,356 (-0.92%) Land $397,531 Building $1,209,825
2022	$5,699.00 Homeowner's exemption	$1,622,356 Land $412,531 Building $1,209,825	$1,622,356 Land $412,531 Building $1,209,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAYDEN HAVEN / GEM SHORES public/private · serves 236 people · EPA ID ID1280085
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	50 / 10

May also be available: Intermax Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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