7481 E Cumberland Ct, Hayden, ID 83835 Property Records

Kootenai County property record for 7481 E Cumberland Ct, Hayden, ID 83835

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,710 sqft · built 2005
Lot Size0.462 acres (20,168 sqft)
OwnerCompany Name on Record
Tax Bill$6,129 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone A (high risk)
APN05080003009A

Property Details

APN / Parcel Number

Primary APN05080003009A
Alternative APN
  • 132069

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,710 sqft Living Area
Basement Area1,855 sqft
Finished Basement1,855 sqft

Exterior

Year BuiltBuilt 2005
Construction TypeFrame
Foundation TypeConcrete
Lot Area20,168 sqft (0.462 acres)
Lot Width73.9 ft Width
Garage TypeAttached
Garage Area794 sqft
Parking Spaces3 Parking Spaces
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number132069
Street Address7481 E CUMBERLAND CT
CityHAYDEN
StateID
Zip83835-5143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCCAULEY TRACTS 2ND ADD, TAX#20387 IN LTS 9,10 BLOCK 3 & UNDIV INT IN PVT RDS 0351N03W
Legal SubdivisionMCCAULEY TRACTS 2ND ADD
Legal Block3
Legal Lot Number9-10
JurisdictionKOOTENAI ID
Township / Civil DivisionCOEUR D'ALENE
Census Block Group3
Census Block3017
Census Tract1801

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15470 N 87TH DR, PEORIA, AZ 85382-3785
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2017
Deed SaleSep 29, 2017
Prior SaleApr 28, 2006
Deed Document Number2028384000
Prior Transfer DateMay 1, 2006
Prior Transfer Doc2028491000
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address7481 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Transaction TypeMortgage
Record UpdatedOct 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2614025000
DateSep 29, 2017
Instrument2614025000
Lender
NameSKYLINE FINANCIAL CORP
TypeFunding / Finance Company
AddressAGOURA HILLS, CA 91301
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
Unified School DistrictCoeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,129.00 (+0.03%)$1,545,450 (-3.54%) Land $532,142 Building $1,013,308$1,545,450 (-3.54%) Land $532,142 Building $1,013,308
2024$6,127.00 (+0.13%)
2023$6,119.00 (+3.68%)$1,602,226 (+3.04%) Land $554,312 Building $1,047,914$1,602,226 (+3.04%) Land $554,312 Building $1,047,914
2022$5,902.00$1,554,926 Land $572,048 Building $982,878$1,554,926 Land $572,048 Building $982,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimJul 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ziply Fiber
Fixed Wireless
50 / 10

May also be available: Intermax Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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