7431 E Cumberland Ct, Hayden, ID 83835 Property Records

Kootenai County property record for 7431 E Cumberland Ct, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,026 sqft · built 2018
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,091 (2025)
Deeds & Mortgages	May 2026 Transfer Aug 2018 Construction Loan + 9 more
Flood Zone	Zone X (minimal risk)
APN	`050800030070`

Property Details

APN / Parcel Number

Primary APN	`050800030070`
Alternative APN	`192998`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,026 sqft Living Area
1st Floor Area	1,798 sqft
Basement Area	1,228 sqft
Finished Basement	1,228 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	13,983 sqft (0.321 acres)
Lot Width	78.1 ft Width
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	192998
Street Address	7431 E CUMBERLAND CT
City	HAYDEN
State	ID
Zip	83835-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	MCCAULEY TRACTS 2ND ADD, LT 7 BLOCK 3 & UNDIV INT IN PVT RDS 0351N03W
Legal Range	03W
Legal Township	51N
Legal Section	03
Legal Subdivision	MCCAULEY TRACTS 2ND ADD
Legal Block	3
Legal Lot Number	7
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	3
Census Block	3009
Census Tract	1801

Owner

Source: Kootenai County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 7, 2018	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY 1ST BANK
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Jun 10, 2019	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Mar 4, 2026	Warranty Deed, Transfer KOOTENAI TITLE
Mar 15, 2024	Intrafamily Transfer, Transfer
Jun 5, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO
Jul 27, 2012	Intrafamily Transfer, Transfer
Dec 9, 2010	Corporation Deed, Transfer
Dec 9, 2010	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026
Deed Sale	Mar 4, 2026
Prior Sale	Jun 5, 2017
Deed Document Number	20263034769
Prior Transfer Date	Mar 13, 2024
Prior Transfer Doc	0002963105
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	May 14, 2026
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Document Number	0003042680
Instrument Date	May 7, 2026
Instrument	20263042680
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2655895000
Date	Aug 7, 2018
Instrument	2655895000

Lender

Name	COMMUNITY 1ST BANK
Type	Bank
Address	COEUR D ALENE, ID 83815

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2809811000
Date	Feb 3, 2021
Instrument	2809811000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2696190000
Date	Jun 10, 2019
Instrument	2696190000

Lender

Name	UMPQUA BANK
Type	Bank
Address	HAYDEN, ID 83835

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2684532000
Date	Mar 19, 2019
Instrument	2684532000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Mar 4, 2026
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Document Number	3034769000
Map Reference	MB D PG 109
Instrument Date	Mar 3, 2026
Instrument	3034769000
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	KOOTENAI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Mar 15, 2024
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Document Number	2963105000
Map Reference	MB D PG 109
Instrument Date	Mar 13, 2024
Instrument	2963105000
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jun 5, 2017
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Document Number	2597153000
Map Reference	MB D PG 109
Instrument Date	May 31, 2017
Instrument	2597153000
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 AUBURN LN, LAKE OSWEGO, OR 97035-1502

July 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Jul 27, 2012
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Document Number	2368174000
Map Reference	MB D PG109
Instrument Date	Jul 27, 2012
Instrument	2368174000
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	101 W PRAIRIE SHOPPING CTR # 406, 406, HAYDEN, ID 83835-9853

December 2010: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	KOOTENAI ID
Recording Date	Dec 9, 2010
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Document Number	2294151000
Map Reference	MB D PG 109
Instrument Date	Dec 9, 2010
Instrument	2294151000
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W PRAIRIE 406, 406, HAYDEN, ID 83835-8284

December 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Dec 9, 2010
Property Address	7431 E CUMBERLAND CT, HAYDEN, ID 83835-5143
Document Number	2294150000
Map Reference	MB D PG 109
Instrument Date	Dec 9, 2010
Instrument	2294150000
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3333, HAYDEN, ID 83835-3333

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,091.00 (+1.92%) Homeowner's exemption	$1,551,659 (+0.82%) Land $543,749 Building $1,007,910	$1,551,659 (+0.82%) Land $543,749 Building $1,007,910
2024	$4,995.00 (+12.1%)
2023	$4,456.00 Homeowner's exemption	$1,539,051 (+3.45%) Land $566,387 Building $972,664	$1,539,051 (+3.45%) Land $566,387 Building $972,664
2022	Homeowner's exemption	$1,487,684 Land $584,496 Building $903,188	$1,487,684 Land $584,496 Building $903,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAYDEN HAVEN / GEM SHORES public/private · serves 236 people · EPA ID ID1280085
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	50 / 10

May also be available: Intermax Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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