Lincoln County property record for 7538 Common Oak Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,869 sqft · built 2008 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Mar 2018) |
| Tax Bill | $3,602 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-86-9313 |
| Primary APN | 4601-86-9313 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,869 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Custom Design |
| Lot Area | 16,117 sqft (0.37 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 266412 |
|---|---|
| Street Address | 7538 COMMON OAK DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-7820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #283 GATES @ W/SIDE PH IX |
| Legal Subdivision | THE GATES AT WATERSIDE CROSSING |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7538 COMMON OAK DR, STANLEY, NC 28164-7820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK |
| Mar 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SEC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2018 · Amount on Record |
| Deed Sale | Mar 7, 2018 · Amount on Record |
| Prior Sale | Jun 28, 2012 · Amount on Record |
| Deed Document Number | 2018575013 |
| Deed Book / Page | 2727 / 942 |
| Prior Transfer Date | Aug 7, 2012 |
| Prior Transfer Doc | 23370660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7538 COMMON OAK DR, STANLEY, NC 28164-7820 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3051887 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 3051/887 |
| Instrument | 633164 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 7, 2018 |
| Property Address | 7538 COMMON OAK DR, STANLEY, NC 28164-7820 |
| Document Number | 2727942 |
| Book / Page | 002727 / 000942 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 575013 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7538 COMMON OAK DR STANLEY NC 281647820, STANLEY, NC 28164-7820 |
| Document Number | 2727944 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 002727/000944 |
| Instrument | 575014 |
| Name | AMERICAN SEC MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2048 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,602.00 (+0.98%) | $573,283 (-) Land $82,000 Building $491,283 | $573,283 (-) Land $82,000 Building $491,283 |
| 2023 | $3,567.00 | $573,283 Land $82,000 Building $491,283 | $573,283 Land $82,000 Building $491,283 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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