7500 Common Oak Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 7500 Common Oak Dr, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,999 sqft · built 2006
Lot Size0.276 acres (12,023 sqft)
Owner2 Individual Names on File
Last Sale$362,500 (Nov 2017)
Tax Bill$3,492 (2026)
Deeds & MortgagesNov 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4601-86-4497

Property Details

APN / Parcel Number

Primary APN4601-86-4497
Alternative APNs
  • 460102864454
  • 288451
  • 83620

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,999 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,023 sqft (0.276 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number288451
Street Address7500 COMMON OAK DR
CitySTANLEY
StateNC
Zip28164-7820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU CU
Legal Description#278 GATES @ W/SIDE PH IX
Legal SubdivisionGATES WATERSIDE XING
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2006
Census Tract71102

Owner

7500 Common Oak Dr is owned and occupied by two individuals who acquired it in November 2021.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7500 COMMON OAK DR, STANLEY, NC 28164-7820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
TITAN MUTUAL LENDING INC
Nov 30, 2017Warranty Deed, Transfer · Conventional with PMI
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2017 · Amount on File
Deed SaleNov 30, 2017 · Amount on File
Prior SaleJul 12, 2006 · Amount on File
Deed Document Number2017571243
Deed Book / Page2709 / 333
Last Transfer DateNov 22, 2021
Transfer Doc3112540
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN NC
Recording DateNov 30, 2021
Property Address7500 COMMON OAK DR, STANLEY, NC 28164-7820
Document Number3112540
Book / Page3112 / 540
Map ReferenceMB 13 PG 108
Instrument DateNov 22, 2021
Instrument643497
Transaction TypeTransfer
Record UpdatedDec 10, 2021
Title CompanyWFG LENDER SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7500 COMMON OAK DR, STANLEY, NC 28164-7820

Mortgage

Document Number643498
DateNov 30, 2021
Instrument643498
Lender
NameTITAN MUTUAL LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateNov 30, 2017
Property Address7500 COMMON OAK DR, STANLEY, NC 28164-7820
Document Number2709333
Book / Page002709 / 000333
Instrument DateNov 30, 2017
Instrument571243
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$725.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7500 COMMON OAK DR STANLEY NC 281647820, STANLEY, NC 28164-7820

Mortgage

Document Number2709336
DateNov 30, 2017
Book Page002709/000336
Instrument571244
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7500 Common Oak Dr was $3,492.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,492.00$555,020 (-) Land $82,000 Building $473,020$555,020 (-) Land $82,000 Building $473,020
2025$3,492.00$555,020 Land $82,000 Building $473,020$555,020 Land $82,000 Building $473,020
2023$3,457.00$555,020 Land $82,000 Building $473,020$555,020 Land $82,000 Building $473,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7500 Common Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7500 Common Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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