Lincoln County property record for 7530 Common Oak Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,462 sqft · built 2006 |
| Lot Size | 0.294 acres (12,807 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $234,000 (Oct 2018) |
| Tax Bill | $3,218 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-86-8317 |
| Primary APN | 4601-86-8317 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,462 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 12,807 sqft (0.294 acres) |
| Pool Area | 204 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 304497 |
|---|---|
| Street Address | 7530 COMMON OAK DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-7820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #282 GATES @ W/SIDE PH IX |
| Legal Subdivision | GATES WATERSIDE XING |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7530 COMMON OAK DR, STANLEY, NC 28164-7820 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Nov 6, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on Record |
| Deed Sale | Oct 5, 2018 · Amount on Record |
| Prior Sale | Oct 11, 2016 · Amount on Record |
| Deed Document Number | 2018584121 |
| Deed Book / Page | 2774 / 271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7530 COMMON OAK DR, STANLEY, NC 28164-7820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003020168 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 3020/168 |
| Instrument | 627477 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7530 COMMON OAK DR, STANLEY, NC 28164-7820 |
| Document Number | 2790847 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7530 COMMON OAK DR STANLEY NC 281647820, STANLEY, NC 28164-7820 |
| Document Number | 2790847 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 002790/000847 |
| Instrument | 587432 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7530 COMMON OAK DR, STANLEY, NC 28164-7820 |
| Document Number | 2706483 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7530 COMMON OAK DR STANLEY NC 281647820, STANLEY, NC 28164-7820 |
| Document Number | 2706483 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 002706/000483 |
| Instrument | 570749 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,218.00 (+1.04%) | $509,663 (-) Land $82,000 Building $427,663 | $509,663 (-) Land $82,000 Building $427,663 |
| 2023 | $3,185.00 | $509,663 Land $82,000 Building $427,663 | $509,663 Land $82,000 Building $427,663 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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