753 Jay St, #57, Elgin, IL 60120 Property Records

Cook County property record for 753 Jay St, #57, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 1,024 sqft · built 1921
Lot Size	0.131 acres (5,712 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Jul 2001)
Tax Bill	$4,226 (2023)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-307-001`

Property Details

APN / Parcel Number

Primary APN	`06-19-307-001`
Alternative APN	`06-19-307-001-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1922
Architectural Style	Row Home
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,712 sqft (0.131 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	753 JAY ST
City	ELGIN
State	IL
Zip	60120-8241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(PLAYGROUND)(PARK) ADD ELGIN ILLINOIS SUB IN WH SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	PLAYGROUND PARK
Legal Lot Number	25,26
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1006
Census Tract	804406

Owner

753 Jay St, #57, a townhouse, is owned and occupied by an individual who acquired it in March 2017.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	753 JAY ST, ELGIN, IL 60120-8241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2001 · Amount on File
Deed Sale	Jul 16, 2001 · Amount on File
Deed Document Number	200126177
Last Transfer Date	Mar 18, 2017
Transfer Doc	0000018094
Record Updated	Oct 29, 2026

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 4, 2017
Property Address	753 JAY ST # 57, 57, ELGIN, IL 60120-8241
Document Number	1709418094
Instrument Date	Mar 18, 2017
Instrument	9418094
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	753 JAY ST ELGIN IL 601208241, ELGIN, IL 60120-8241

Mortgage

Document Number	1709418095
Date	Apr 4, 2017
Instrument	9418095

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 3, 2027

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,000 Land $3,998 Building $14,002	$180,000 Land $39,980 Building $140,020
2023	$4,226.00 (+3.65%)
2022	$4,077.00 Homeowner's exemption	$17,998 Land $2,998 Building $15,000	$179,980 Land $29,980 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 753 Jay St, #57 in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1997–2020)
Claims Outside the SFHA	5 of 16
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 753 Jay St, #57 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20