7524 Villa Ct, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 7524 Villa Ct, Gloucester Point, VA 23062

Property Summary

Property Type	Condominium
Owner	Individual Name on Record
Last Sale	$245,890 (Apr 2018)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44481`

Property Details

APN / Parcel Number

Primary APN	`44481`

Location & Zoning

Street Address	7524 VILLA CT
City	GLOUCESTER PT
State	VA
Zip	23062-2532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF-1
Legal Description	YORK RIVER VILLAS UNIT 30
Legal Unit	30
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	2
Census Block	2011
Census Tract	100301

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7524 VILLA CT, GLOUCESTER PT, VA 23062-2532
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Intrafamily Transfer, Transfer
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
Apr 2, 2018	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	180001336
Last Transfer Date	Dec 20, 2021
Transfer Doc	0210008873
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 20, 2021
Property Address	7524 VILLA CT, GLOUCESTER PT, VA 23062-2532
Document Number	0210008873
Instrument Date	Dec 13, 2021
Instrument	210008873
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 VILLA CT, GLOUCESTER POINT, VA 23062-2532

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7524 VILLA CT, GLOUCESTER PT, VA 23062-2532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000260
Date	Jan 21, 2020
Instrument	200000260

Lender

Name	RIVER CITY MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 2, 2018
Property Address	7524 VILLA CT, GLOUCESTER PT, VA 23062-2532
Document Number	180001336
Instrument Date	Mar 28, 2018
Instrument	180001336
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 VILLA CT, GLOUCESTER POINT, VA 23062-2532

Mortgage

Document Number	180001337
Date	Apr 2, 2018
Instrument	180001337

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+5.23%)	$267,700 (-) Building $267,700	$267,700 (-) Building $267,700
2024	$1,587.00	$267,700 (-) Building $267,700	$267,700 (-) Building $267,700
2023	$1,587.00 (-2.94%)	$267,700 (+20.28%) Building $267,700	$267,700 (+20.28%) Building $267,700
2022	$1,635.00	$222,570 Land $50,000 Building $172,570	$222,570 Land $50,000 Building $172,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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