7521 Villa Ct, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 7521 Villa Ct, Gloucester Point, VA 23062

Property Summary

Property Type	Condominium
Owner	2 Individual Names on File
Last Sale	$365,000 (Jul 2026)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44475`

Property Details

APN / Parcel Number

Primary APN	`44475`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	7521 VILLA CT
City	GLOUCESTER POINT
State	VA
Zip	23062-2530
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF-1
Legal Description	YORK RIVER VILLAS UNIT 24
Legal Subdivision	YORK RIVER VILLAS
Legal Unit	24
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	2
Census Block	2011
Census Tract	100301

Owner

7521 Villa Ct, a condominium, is owned and occupied by two individuals who bought it in July 2026.

Source: Gloucester County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7521 VILLA CT, GLOUCESTER POINT, VA 23062-2530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed, Transfer · Conventional Mortgage CHESAPEAKE BANK
Oct 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Oct 26, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA
Feb 15, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Feb 15, 2019 · Amount on File
Deed Document Number	20263166
Prior Transfer Date	Apr 17, 2021
Prior Transfer Doc	0000004806
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 20, 2026
Property Address	7521 VILLA CT, GLOUCESTER POINT, VA 23062-2530
Document Number	0000003166
Instrument Date	Jul 13, 2026
Instrument	20263166
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,865.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7521 VILLA CT, GLOUCESTER POINT, VA 23062-2530

Mortgage

Document Number	0000003167,
Date	Jul 20, 2026
Instrument	20263167

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.39%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7521 VILLA CT, GLOUCESTER PT, VA 23062-2530
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200005972
Date	Oct 26, 2020
Instrument	200005972

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 26, 2020
Property Address	7521 VILLA CT, GLOUCESTER PT, VA 23062-2530
Document Number	200005971
Instrument Date	Oct 20, 2020
Instrument	200005971
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7521 VILLA CT # 24, 24, GLOUCESTER POINT, VA 23062-2530

Mortgage

Document Number	200005972
Date	Oct 26, 2020
Instrument	200005972

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 15, 2019
Property Address	7521 VILLA CT, GLOUCESTER PT, VA 23062-2530
Document Number	190000638
Instrument Date	Feb 7, 2019
Instrument	190000638
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7521 VILLA CT, GLOUCESTER POINT, VA 23062-2530

Mortgage

Document Number	190000639
Date	Feb 15, 2019
Instrument	190000639

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7521 Villa Ct was $1,687, up 5.2% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,687.00 (+5.24%)	$270,480 (-) Building $270,480	$270,480 (-) Building $270,480
2024	$1,603.00	$270,480 (-) Building $270,480	$270,480 (-) Building $270,480
2023	$1,603.00 (-1.96%)	$270,480 (+21.53%) Building $270,480	$270,480 (+21.53%) Building $270,480
2022	$1,635.00	$222,570 Land $50,000 Building $172,570	$222,570 Land $50,000 Building $172,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7521 Villa Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7521 Villa Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Villa Ct

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