7523 Villa Ct, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 7523 Villa Ct, Gloucester Point, VA 23062

Property Summary

Property Type	Condominium
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2020)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44474`

Property Details

APN / Parcel Number

Primary APN	`44474`

Location & Zoning

Street Address	7523 VILLA CT
City	GLOUCESTER PT
State	VA
Zip	23062-2530
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF-1
Legal Description	YORK RIVER VILLAS UNIT 23
Legal Unit	23
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	2
Census Block	2011
Census Tract	100301

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7523 VILLA CT, GLOUCESTER PT, VA 23062-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FCU
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jun 27, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	00D2006993
Deed Book / Page	D / 2006993
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7523 VILLA CT, GLOUCESTER PT, VA 23062-2530
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250005074
Date	Dec 8, 2025
Instrument	250005074

Lender

Name	1ST ADVANTAGE FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 17, 2020
Property Address	7523 VILLA CT, GLOUCESTER PT, VA 23062-2530
Document Number	200006993
Instrument Date	Dec 11, 2020
Instrument	200006993
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7523 VILLA CT, GLOUCESTER POINT, VA 23062-2530

Mortgage

Document Number	200006994
Date	Dec 17, 2020
Instrument	200006994

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 27, 2019
Property Address	7523 VILLA CT, GLOUCESTER PT, VA 23062-2530
Document Number	190002684
Instrument Date	Jun 19, 2019
Instrument	190002684
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7523 VILLA CT, GLOUCESTER POINT, VA 23062-2530

Mortgage

Document Number	190002685
Date	Jun 27, 2019
Instrument	190002685

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,803.00 (+5.19%)	$289,040 (-) Building $289,040	$289,040 (-) Building $289,040
2024	$1,714.00	$289,040 (-) Building $289,040	$289,040 (-) Building $289,040
2023	$1,714.00 (-1.44%)	$289,040 (+22.16%) Building $289,040	$289,040 (+22.16%) Building $289,040
2022	$1,739.00	$236,600 Land $50,000 Building $186,600	$236,600 Land $50,000 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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