7522 195th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7522 195th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,490 sqft · built 1998
Lot Size	0.149 acres (6,486 sqft)
Owner	Individual Name on File
Last Sale	$187,317 (Mar 2011)
Tax Bill	$4,675 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602215-0-230`

Property Details

APN / Parcel Number

Primary APN	`602215-0-230`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,490 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	860 sqft
Upper Floors Area	632 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,486 sqft (0.149 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7522 195TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-5072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 21 AUGUSTA: AUGUSTA NE OF NW 05-18-04E L 23 TOG/W 1/101ST UNDIV INT IN TR A-G APPROX 6,486 SQ FT EASE OF REC OUT OF 401531-315-0, 186-0, 179-0 & 323-0 SEG J0076 MD 7/8/97MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	AUGUSTA
Legal Tract	A
Legal Lot Number	23
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3008
Census Tract	73128

Owner

7522 195th St Ct E is owned and occupied by an individual who acquired it in April 2012.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7522 195TH STREET CT E, SPANAWAY, WA 98387-5072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
Dec 4, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2011 · Amount on File
Deed Sale	Mar 23, 2011 · Amount on File
Prior Sale	Nov 30, 2004 · Amount on File
Deed Document Number	2011440
Last Transfer Date	Apr 4, 2012
Transfer Doc	0000000963
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7522 195TH STREET CT E, SPANAWAY, WA 98387-5072
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011120410
Date	Nov 12, 2020
Instrument	202011120410

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7522 195TH STREET CT E, SPANAWAY, WA 98387-5072
Document Number	2008110004
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7522 195TH STREET CT E SPANAWAY WA 983875072, SPANAWAY, WA 98387-5072

Mortgage

Document Number	2008110004
Date	Aug 11, 2020
Instrument	202008110004

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 10, 2045

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7522 195TH STREET CT E, SPANAWAY, WA 98387-5072
Document Number	1812170105
Instrument Date	Dec 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7522 195TH STREET CT E SPANAWAY WA 983875072, SPANAWAY, WA 98387-5072

Mortgage

Document Number	1812170105
Date	Dec 17, 2018
Instrument	201812170105

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 16, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7522 195th St Ct E was $4,675, up 4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,675.00 (+3.96%)	$414,100 Land $168,800 Building $245,300	$414,100 Land $168,800 Building $245,300
2025	$4,497.00 (-0.75%)
2024	$4,531.00 (-1.35%)	$384,300 (-3.76%) Land $166,400 Building $217,900	$384,300 (-3.76%) Land $166,400 Building $217,900
2023	$4,593.00	$399,300 Land $153,300 Building $246,000	$399,300 Land $153,300 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7522 195th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7522 195th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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