7514 195th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7514 195th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,810 sqft · built 1998
Lot Size	0.149 acres (6,481 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jul 2021)
Tax Bill	$5,097 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`602215-0-250`

Property Details

APN / Parcel Number

Primary APN	`602215-0-250`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,810 sqft Living Area
Gross Area	2,282 sqft
1st Floor Area	1,014 sqft
Upper Floors Area	796 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,481 sqft (0.149 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Deck Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7514 195TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-5072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 21 AUGUSTA L 25 TOG/W 1/101ST UNDIV INT IN TR A-G EASE OF REC OUT OF 401531-315-0, 186-0, 179-0 & 323-0 SEG J0076 MD 7/8/97MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	AUGUSTA
Legal Tract	A
Legal Lot Number	25
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3008
Census Tract	73128

Owner

7514 195th St Ct E is owned and occupied by an individual who bought it in July 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7514 195TH STREET CT E, SPANAWAY, WA 98387-5072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Jul 30, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
May 15, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Jul 18, 2003 · Amount on File
Deed Document Number	2021217
Prior Transfer Date	Apr 18, 2016
Prior Transfer Doc	0000000497
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7514 195TH STREET CT E, SPANAWAY, WA 98387-5072
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007120204
Date	Jul 12, 2023
Instrument	202307120204

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	MCCHORD AFB, WA 98438

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jul 30, 2021
Property Address	7514 195TH STREET CT E, SPANAWAY, WA 98387-5072
Document Number	0007300412
Map Reference	DOC 19970523103
Instrument Date	Jul 28, 2021
Instrument	202107300412
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7514 195TH STREET CT E, SPANAWAY, WA 98387-5072

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 30, 2021
Property Address	7514 195TH STREET CT E, SPANAWAY, WA 98387-5072
Document Number	0007300217
Map Reference	DOC 9705230103
Instrument Date	Jul 27, 2021
Instrument	202107300217
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,880.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7514 195TH STREET CT E, SPANAWAY, WA 98387-5072

Mortgage

Document Number	0007300218
Date	Jul 30, 2021
Instrument	202107300218

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7514 195TH STREET CT E, SPANAWAY, WA 98387-5072
Document Number	1809040271
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7514 195TH STREET CT E SPANAWAY WA 983875072, SPANAWAY, WA 98387-5072

Mortgage

Document Number	1809040271
Date	Sep 4, 2018
Instrument	201809040271

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 3, 2043

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7514 195TH STREET CT E, SPANAWAY, WA 98387-5072
Document Number	1705220038
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7514 195TH STREET CT E BETHEL WA 983875072, BETHEL, WA 98387-5072

Mortgage

Document Number	1705220038
Date	May 22, 2017
Instrument	201705220038

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7514 195th St Ct E was $5,097, up 4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,097.00 (+4%)	$452,000 Land $168,800 Building $283,200	$452,000 Land $168,800 Building $283,200
2025	$4,901.00 (-0.55%)
2024	$4,928.00 (-1.97%)	$418,400 (-4.43%) Land $166,400 Building $252,000	$418,400 (-4.43%) Land $166,400 Building $252,000
2023	$5,027.00	$437,800 Land $153,300 Building $284,500	$437,800 Land $153,300 Building $284,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7514 195th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7514 195th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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