7513 195th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7513 195th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,278 sqft · built 1997
Lot Size	0.148 acres (6,466 sqft)
Owner	2 Individual Names on File
Last Sale	$408,000 (Oct 2020)
Tax Bill	$5,553 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602215-0-320`

Property Details

APN / Parcel Number

Primary APN	`602215-0-320`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,278 sqft Living Area
Gross Area	2,761 sqft
1st Floor Area	987 sqft
Upper Floors Area	1,372 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,466 sqft (0.148 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	107 sqft
Deck Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7513 195TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-5072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 21 AUGUSTA: AUGUSTA NE OF NW 05-18-04E L 32 TOG/W 1/101ST UNDIV INT IN TR A-G APPROX 6,466 SQ FT EASE OF REC OUT OF 401531-315-0, 186-0, 179-0 & 323-0 SEG J0076 MD 7/8/97MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	AUGUSTA
Legal Tract	A
Legal Lot Number	32
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3009
Census Tract	73128

Owner

7513 195th St Ct E is owned and occupied by two individuals who bought it in October 2020.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7513 195TH STREET CT E, SPANAWAY, WA 98387-5072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 5, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Mar 15, 2010 · Amount on File
Deed Document Number	2020853
Prior Transfer Date	Mar 8, 2010
Prior Transfer Doc	0000000002
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7513 195TH STREET CT E, SPANAWAY, WA 98387-5072
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005310355
Date	May 31, 2022
Instrument	202205310355

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	99438

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7513 195TH STREET CT E, SPANAWAY, WA 98387-5072
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001030152
Date	Jan 3, 2022
Instrument	202201030152

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 5, 2020
Property Address	7513 195TH STREET CT E, SPANAWAY, WA 98387-5072
Document Number	0010050853
Map Reference	DOC 9705230103
Instrument Date	Oct 2, 2020
Instrument	202010050853
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,528.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7513 195TH STREET CT E, SPANAWAY, WA 98387-5072

Mortgage

Document Number	0010050854
Date	Oct 5, 2020
Instrument	202010050854

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 7513 195th St Ct E was $5,553, up 3.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,553.00 (+3.47%)	$492,800 Land $168,700 Building $324,100	$492,800 Land $168,700 Building $324,100
2025	$5,367.00 (-0.11%)
2024	$5,373.00 (-2.4%)	$454,200 (-5.04%) Land $166,300 Building $287,900	$454,200 (-5.04%) Land $166,300 Building $287,900
2023	$5,505.00	$478,300 Land $153,200 Building $325,100	$478,300 Land $153,200 Building $325,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7513 195th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7513 195th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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