7520 Thomas Dr, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7520 Thomas Dr, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,215 sqft · built 1953
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Dec 2017)
Tax Bill$5,533 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN525-0010-0128-00

Property Details

APN / Parcel Number

Primary APN525-0010-0128-00
Alternative APN
  • 121619477

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,215 sqft Living Area
Gross Area2,430 sqft
1st Floor Area1,215 sqft
Basement Area1,215 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions115 ft deep x 60 ft wide
PorchOpen Frame Porch
Porch Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7520 THOMAS DR
CityCINCINNATI
StateOH
Zip45243-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHOMAS DR 60 X 115.60 IRRLOT 57 PT 56 GALLRIDGE SUB SEC B PARS 128-184
Legal SubdivisionGALLRIDGE SUB
Legal Lot Number57
JurisdictionHAMILTON OH
Township / Civil DivisionMADEIRA
Census Block Group3
Census Block3000
Census Tract24100

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7520 THOMAS DR, CINCINNATI, OH 45243-1922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MTG
Dec 26, 2017Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2017 · Amount on Record
Deed SaleDec 26, 2017 · Amount on Record
Prior SaleSep 25, 2013 · Amount on Record
Deed Document Number2017116721
Prior Transfer DateMay 22, 2013
Prior Transfer Doc0000000246
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7520 THOMAS DR, CINCINNATI, OH 45243-1922
Document Number0000061351
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address7520 THOMAS DR CINCINNATI OH 452431922, CINCINNATI, OH 45243-1922

Mortgage

Document Number0000061351
DateJun 26, 2020
Book Page014198/002211
Instrument61351
Lender
NameRUOFF MTG
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 26, 2017
Property Address7520 THOMAS DR, CINCINNATI, OH 45243-1922
Document Number0000006721
Map ReferenceMB 59 PG 4
Instrument DateDec 12, 2017
Instrument17-0116721
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7520 THOMAS DR, CINCINNATI, OH 45243-1922

Mortgage

Document Number0000006722
DateDec 26, 2017
Instrument17-0116722
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMadeira City
Unified School DistrictMadeira City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,533.00 (+2.65%)$94,140 (-) Land $39,302 Building $54,838$268,970 (-) Land $112,290 Building $156,680
2024$5,390.00 (-1.32%)$94,140 (-) Land $39,302 Building $54,838
2023$5,462.00 (+25.65%)$94,140 (+53.7%) Land $39,302 Building $54,838$268,970 (+53.7%) Land $112,290 Building $156,680
2022$4,347.00 Homeowner's exemption$61,250 Land $27,510 Building $33,740
2020$175,000 Land $78,600 Building $96,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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