7640 Thomas Dr, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7640 Thomas Dr, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,815 sqft · built 1952
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Apr 2007)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`525-0010-0124-00`

Property Details

APN / Parcel Number

Primary APN	`525-0010-0124-00`
Alternative APN	`0059307`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Finished Basement	600 sqft
Unfinished Basement	615 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	115 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	54 sqft
Deck Area	Deck Area
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7640 THOMAS DR
City	CINCINNATI
State	OH
Zip	45243-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMAS AVE 59 X 115.34 IRR PTS LOTS 52-53 GALLRIDGE SUB SEC B PARS 124-189 CONS
Legal Subdivision	GALLRIDGE SUB
Legal Lot Number	52-53
Jurisdiction	HAMILTON OH
Township / Civil Division	MADEIRA
Census Block Group	3
Census Block	3000
Census Tract	24100

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7640 THOMAS DR, CINCINNATI, OH 45243-1924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2007 · Amount on Record
Deed Sale	Apr 2, 2007 · Amount on Record
Deed Document Number	200746354
Deed Book / Page	10512 / 1055
Last Transfer Date	May 22, 2013
Transfer Doc	0000000246
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 29, 2021
Property Address	7640 THOMAS DR, CINCINNATI, OH 45243-1924
Document Number	0000142322
Book / Page	14552 / 551
Map Reference	MB 59 PG 4&5
Instrument Date	Nov 19, 2021
Instrument	2021-0142322
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7640 THOMAS DR, CINCINNATI, OH 45243-1924

Mortgage

Document Number	0000142323
Date	Nov 29, 2021
Instrument	2021-0142323

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Madeira City
Unified School District	Madeira City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,392.00 (-0.06%)	$89,251 (+%) Land $38,945 Building $50,306	$255,000 (-) Land $111,270 Building $143,730
2024	$5,395.00 (+0.54%)	$89,249 (-) Land $38,944 Building $50,305
2023	$5,366.00 (+11.05%)	$89,249 (+31.35%) Land $38,944 Building $50,305	$255,000 (+31.35%) Land $111,270 Building $143,730
2022	$4,832.00 Homeowner's exemption	$67,949 Land $27,258 Building $40,691
2020			$194,140 Land $77,880 Building $116,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20